Type · carrier

Insurtech Carriers

Insurtech carriers — licensed insurance companies that underwrite and bear risk on their own paper, built around technology-first operating models. Covers digital-first and next-generation carriers across personal, commercial, specialty, and life insurance.

451 companies Top categories: Specialty Solutions (46) , Underwriting & Risk (6) , Distribution & Sales (5)

# 3

  • 180 Seguros Embedded insurance carrier connecting fintechs and digital banks to insurance products via API
  • 88i Brazil's first fully licensed digital insurance carrier, embedding nano-episodic micro-policies into mobility, delivery, and fintech platforms.
  • 88I SEGURADORA DIGITAL Brazil's first 100% digital insurance carrier, embedding nano-insurance into mobility, delivery, fintech, and e-commerce platforms. Digital Carrier

A 80

  • Acadia Insurance (a Berkley Company) Regional commercial property and casualty insurer delivering "Closer Coverage" to small and mid-size businesses across New England and New York through a select network of independent agents.
  • ACCELERANT SPECIALTY INSURANCE US surplus lines carrier subsidiary of Accelerant Holdings, providing specialty insurance capacity to MGAs and specialty underwriters through the Accelerant Risk Exchange.
  • Acheel Simple, accessible, and transparent insurance for the digital age
  • Acko India's digital-native insurance carrier offering car, bike, health, life, and travel insurance through a fully digital, paperless platform.
  • ACUITY INSURANCE Mutual property and casualty insurer with deep expertise in commercial trucking and small business
  • Adam Riese Digital P&C carrier bringing simple, fairly priced insurance products to German consumers
  • Adiona AI-powered motor insurance built on fairness, transparency, and real-time driving data.
  • Admiral Insurance Group (a Berkley Company) Wholesale-dedicated excess and surplus lines insurance for hard-to-place commercial risks since 1974.
  • Adoro Pet Insurance Pet insurance built for budget-conscious pet owners, with transparent pricing and fast claims.
  • Aetna, a CVS Health Company Building a world where health is simple, affordable, and within reach for everyone.
  • AF GROUP Premier provider of specialty workers' compensation and commercial insurance solutions across all 50 U.S. states.
  • AFLAC America's #1 provider of supplemental insurance, paying cash benefits directly to policyholders when illness or injury strikes.
  • AFR Insurance Your Agent. Your Neighbor. AFR Insurance.
  • Agula We live to Give.
  • AIG One of the world's largest insurance organizations, delivering commercial and personal lines solutions across approximately 70 countries.
  • AIG LIFE AND RETIREMENT Delivering retirement solutions and insurance products to help Americans build financial security across life's journey.
  • AIOI NISSAY DOWA INSURANCE CO., LTD. Pioneering connected car and telematics insurance in Japan and beyond
  • AiShelter AI liability insurance for individuals and businesses developing or deploying AI systems
  • Akad Seguros Digital-native carrier bringing AI-powered underwriting to Brazil's commercial insurance market
  • Alan Digital-first health insurance carrier combining coverage, prevention, and care in one app
  • Alice Saude como deve ser -- Health as it should be
  • ALINSCO INSURANCE COMPANY Quality non-standard auto insurance coverage exclusively for Texas drivers, distributed through thousands of independent agents statewide.
  • Allianz The world's largest insurance company -- providing protection and financial security to over 150 million customers in more than 70 countries.
  • Allianz Global Corporate & Specialty (AGCS) The specialist commercial and corporate insurance division of Allianz Group, delivering tailored coverage for mid-sized businesses, large enterprises, and specialist risks worldwide.
  • ALLIANZ LIFE True to our promises so you can be true to yours.
  • ALLIED WORLD ASSURANCE COMPANY A global provider of specialty insurance and reinsurance solutions, backed by Fairfax Financial Holdings.
  • Allstate You are in Good Hands -- Americas largest publicly held personal lines P&C insurer protecting tens of millions of households.
  • Alpha Direct Digital insurance carrier bringing cloud-based, AI-powered coverage to underserved markets across Africa
  • AlphaRe Reinsurance carrier underwriting domestic P&C risk in Vietnam with AI-driven risk analytics.
  • ALPS PROPERTY & CASUALTY INSURANCE COMPANY The nation's largest direct writer of lawyers' malpractice insurance, endorsed by more state bars than any other carrier. Professional Liability Insurance
  • AMERICAN EQUITY LIFE Funding more than half a million retirements with guaranteed income annuity solutions backed by strong financial ratings.
  • American Family Insurance Inspire, protect and restore dreams.
  • American Financial Group Specialty property and casualty insurance leader with 150+ years of underwriting expertise. Specialty Solutions →
  • AMERICAN INTEGRITY INSURANCE COMPANY Strength From Integrity -- Florida-focused residential property insurance built on trust and financial strength.
  • American Modern Insurance Group Specialty insurance for the lives people live -- protecting unique homes, recreational vehicles, and the things that matter most. Specialty Solutions →
  • American Public Life Insurance Company Supplemental insurance and workforce benefits, built on financial strength since 1945.
  • Americo Life Protecting families and building retirement security through final expense, life, and annuity products distributed by independent agents. Life Insurance and Annuities
  • AMERISAFE, Inc. Workers' Comp is All We Do -- specialty workers' compensation insurance for high-hazard industries.
  • Amerisure Industry-leading specialist transforming the insurance experience one partnership at a time. Specialty Solutions →
  • AMERITAS Financial Strategies for a Fulfilling Life Life & Annuity
  • AmeriTrust Group, Inc. Specialty P&C underwriting and insurance administration for select niche markets across all 50 states. Specialty Solutions →
  • AMICA An Insurance Company Built on Empathy
  • Amplify Life Insurance Digital-first life insurance platform combining permanent coverage with tax-efficient wealth building. Distribution & Sales →
  • AmTrust Financial Services Specialty property and casualty insurer focused on small commercial, workers compensation, and specialty risk
  • andsafe Versicherung. Uberraschend einfach. (Insurance. Surprisingly simple.)
  • Ansel Health (fka Brella Insurance) Employer-sponsored supplemental health insurance covering 13,000+ medical conditions with direct cash payments -- acquired by Renaissance Life & Health in November 2025. Specialty Solutions →
  • Anxin Insurance Internet-distributed P&C carrier; among China's first CIRC-approved online insurers
  • Anytime Digital-first insurance, delivered online since 2006
  • Arbella Insurance Group A leading New England regional carrier delivering personal and commercial insurance through the independent agent channel since 1988.
  • Arch Insurance Group Inc. Specialty risk solutions across North America, backed by the strength of Arch Capital Group.
  • ARCH RE
  • Argo Specialty property and casualty insurance for complex, hard-to-place risks.
  • ARGUS GROUP Bermuda's oldest and largest domestic multi-line insurer, serving individuals, families, and employers across Bermuda, Gibraltar, Malta, and Canada.
  • ARMED FORCES INSURANCE Protecting the people who protect our nation since 1887.
  • ASCOT A perfect partner for a less-than-perfect world. Specialty Solutions →
  • asistensi Making healthcare accessible to migrant families worldwide
  • Aspen Insurance Group A global specialty insurance and reinsurance carrier writing USD 4.6B in gross premiums, now operating as part of Sompo Group following a USD 3.5B acquisition in February 2026.
  • ASPIDA Technology-forward annuity and life insurance carrier serving the US retirement market.
  • Aspire General Insurance Non-standard personal auto insurance for higher-risk drivers in California, Arizona, and Michigan.
  • ASSURANCEAMERICA Affordable non-standard auto and renters insurance for underserved consumers across 14 US states -- no credit score required.
  • ASSURANT Global protection services company safeguarding connected devices, homes, and vehicles across 21 countries.
  • ASSURITY Mutual life insurance carrier bringing financial protection to middle-income American families through a nationwide independent agent network.
  • At-Bay The world's first InsurSec company -- combining cyber insurance with proactive security in a single integrated offering. Specialty Solutions →
  • Ategrity Specialty Insurance Company Tech-enabled E&S specialty carrier delivering fast, data-driven underwriting for small and medium-sized commercial businesses.
  • ATHENE America's leading retirement services company, providing financial security through annuities and retirement income solutions backed by Apollo Global Management.
  • Athlete Life insurance where your fitness level determines your premium Underwriting & Risk →
  • ATLANTIC AMERICAN CORPORATION Specialty insurance holding company serving senior life, health, and commercial auto markets through independent agent networks.
  • Atlantic Casualty Insurance Co. Specialty E&S commercial lines carrier distributing exclusively through wholesale agents with a proprietary digital quoting and binding platform.
  • Atlantic Charter Insurance Inc Specializing in workers compensation insurance for New England employers since 1990. Specialty Solutions →
  • AUTO & GENERAL Short-term insurance with long-term values -- four decades of service excellence in South Africa.
  • AUTO CLUB ENTERPRISES The largest AAA club in the United States, providing insurance, roadside assistance, and travel services to more than 18 million members across 22 states.
  • Auto-Owners Insurance
  • Aviva Building a simpler, stronger, better Aviva -- UK and Ireland's largest diversified insurer and a leading carrier in Canada.
  • Avo Insurance Hong Kong's first licensed virtual general insurer, distributing insurance entirely online without agents or brokers.
  • AXA Acting for human progress by protecting what matters -- for 92 million clients across 52 countries.
  • AXA MPS Multi-Line Insurance Carrier
  • AXA US Multi-Line Insurance Carrier
  • AXA XL Property, casualty, and specialty insurance and reinsurance for the worlds most complex risks.
  • AXIS INSURANCE Global specialty insurer and reinsurer providing complex risk solutions across more than 200 lines of business in over 50 countries.
  • aYo Holdings Mobile microinsurance for underserved populations across Africa

B 24

  • Balance Re Quantitative asset-liability management reinsurance for life insurers and pension funds Reinsurance Technology
  • Beazley How different delivers value -- specialty insurance through underwriting expertise and digital innovation.
  • Beema Usage-based car insurance and digital coverage for drivers in the UAE
  • Beema Qatar Qatar's first fully digital takaful insurance carrier
  • Beesafe Digital insurance carrier built for fast, fully online policy buying
  • Bene Assicurazioni Digital-native P&C carrier providing auto, home, travel, health, and pet insurance across Italy
  • BeNew Insurance Micro-insurance for low-income earners, powered by recyclable premium payments
  • Berkley One (a Berkley Company) Personal insurance designed for the needs of affluent and high-net-worth individuals and families.
  • BERXI Direct-to-consumer professional liability and small business insurance, backed by Berkshire Hathaway
  • BestDoctor Russias leading corporate health insurtech, combining voluntary medical insurance with a technology platform for pay-per-use corporate health benefits
  • Bestow Modernizing life insurance with end-to-end SaaS technology for carriers Core Administration →
  • biBerk Berkshire Hathaway's direct-to-consumer commercial insurance for small businesses -- quotes, purchase, and coverage in minutes, online.
  • Bingo AI-powered dog insurance delivered through a mobile app
  • Black Insurance Blockchain-based insurance risk ecosystem enabling syndicated underwriting and digital policy management
  • BLINK by Chubb Digital Consumer Insurance
  • Blue HK Direct-to-consumer digital life insurer in Hong Kong -- no agents, no commissions
  • BLUE OWL/HIROAD INSURANCE Car insurance for mindful drivers -- behavior-based auto coverage that rewards safe driving with variable monthly pricing. Specialty Solutions →
  • Blueberry Life Life insurance built for people with chronic conditions, priced by AI. Underwriting & Risk →
  • Bow Wow Meow Specialty Solutions →
  • Bowtie Hong Kong's first virtual insurer -- 100% digital, commission-free life and health protection for individuals and families.
  • Branch Insurance The first insurance company built to bundle home and auto coverage in seconds
  • Bright Health Value-based health care management serving ACA, Medicare, and Medicaid populations
  • Britam Africa's leading diversified financial services group -- insuring and investing for a better Africa.
  • Buckle Insurance fronting experts reimagining the fronting carrier model for MGAs

C 46

  • CAA MyPace Canada's first pay-as-you-go auto insurance -- pay only for the kilometres you drive.
  • CABRILLO COASTAL GENERAL INSURANCE Specialty residential property insurance for catastrophe-exposed coastal areas across 11 US states.
  • CANADA LIFE Canada's first life insurer, serving 40 million customer relationships across Canada and internationally with life, health, group benefits, wealth management, and reinsurance.
  • Canal Insurance Company Specialty commercial trucking insurer using telematics and digital technology to serve the transportation industry.
  • CAPEMISA SEGURADORA Life insurance and capitalization specialist protecting Brazilian families and businesses for over 65 years.
  • CARAVELA – COMPANHIA DE SEGUROS, S.A. Simple, transparent insurance adapted to Portuguese customers -- protecting what matters most.
  • CarbonPool Carbon credit insurance carrier for the net zero transition
  • Carrot General Insurance South Korea's first fully digital non-life insurance carrier, built on usage-based and behavior-based auto insurance
  • Casava Nigeria's first fully digital, licensed microinsurance carrier -- making insurance affordable and accessible.
  • Catlin Specialty insurance and reinsurance leader, now operating as AXA XL -- delivering complex risk solutions across marine, aviation, property, and professional lines globally.
  • CELINA INSURANCE GROUP Independent agents. Mutual strength. Protecting Ohio and neighboring states since 1914.
  • Centivo Primary-care-centered health plans for self-funded employers Employee Benefits & Health Insurance
  • Century Insurance Group Premier excess and surplus lines specialty carrier, distributing non-admitted commercial coverage through a select network of wholesale brokers and general agents. Specialty Solutions →
  • CERITY Digital workers compensation insurance for small businesses -- direct, simple, and online. Specialty Solutions →
  • CHERRISK Digital-first insurance for connected lives
  • Chhaya Digital micro-insurance carrier making coverage affordable and accessible in Bangladesh
  • CHUBB World's largest publicly traded property and casualty insurer, operating in 54 countries with leading positions in U.S. commercial lines and high-net-worth personal insurance.
  • CITIZENS PROPERTY INSURANCE Florida's government-created insurer of last resort -- providing property insurance to homeowners and businesses unable to obtain coverage in the private market. Insurance Carrier (Government / Insurer of Last Resort)
  • Clalbit One of Israel's leading multi-line insurance and long-term savings groups, offering comprehensive insurance, pension, savings, and financial services.
  • CLEAR BLUE INSURANCE Specialty fronting carrier empowering MGAs with licensed paper, reinsurance access, and real-time analytics. Specialty Solutions →
  • Clearcover Smarter car insurance
  • Cleos Welt Digital pet insurance carrier for dogs, cats, small animals, and exotic pets, with integrated 24/7 video veterinarian service Specialty Solutions →
  • ClickMare Digital micro health insurance for individuals, families, and SMEs in Egypt. Specialty Solutions →
  • Clover Health Medicare Advantage carrier using AI-driven clinical decision support to improve care outcomes and reduce costs for seniors.
  • CLUPP Pay-per-kilometer vehicle insurance for Latin America's mobility workers and gig economy drivers Specialty Solutions →
  • Clupp Pay-per-kilometer vehicle insurance for infrequent drivers and micro-mobility users in Mexico
  • CO-OPERATORS Canadian multi-line co-operative insurer with a dedicated embedded insurance platform (Duuo) for API-first digital distribution. Distribution & Sales →
  • COALITION Cyber insurance combined with proactive security monitoring and incident response Specialty Solutions →
  • Coface Global trade credit insurance and risk management for businesses in 200+ markets.
  • COGITANDA Cyber insurance and damage management for businesses and households in Germany and Austria.
  • Colendi Sigorta Digital insurance infrastructure carrier connecting insurtech products with platforms and consumers across Turkey
  • COLONIAL Voluntary benefits that help protect what matters most -- at the worksite. Voluntary Benefits
  • CompSource Mutual Insurance Company Oklahoma's premier workers' compensation provider -- Oklahomans serving Oklahomans.
  • CONSTELLATION INSURANCE A diversified financial services group with insurance, reinsurance, asset management, and institutional markets businesses. Life Insurance and Annuities
  • CONVEX International specialty insurer and reinsurer combining unrivalled experience with a legacy-free balance sheet.
  • CORE SPECIALTY Specialty insurance built on deep underwriting expertise, local autonomy, and disciplined niche market focus. Specialty Solutions →
  • Corgi AI-native insurance carrier for technology startups
  • Corgi Business insurance at the speed of compute -- direct carrier coverage built for technology startups. Specialty Solutions →
  • Corgi Insurance AI-native full-stack insurance carrier built for technology startups Underwriting & Risk →
  • Cove Insurance Digital-first car and pet insurance for New Zealand consumers.
  • COVERYS Free to focus on medicine -- proven protection and services so you can focus on patients.
  • Crabi Mexico's first tech-native digital auto insurer, offering fully licensed coverage through a mobile-first platform
  • CSAA AAA-affiliated personal lines carrier providing auto, home, and umbrella insurance to AAA members across 23 states.
  • CUNA MUTUAL GROUP Insurance and financial services for credit unions and their members since 1935, now operating as TruStage Financial Group.
  • Curative Health insurance with no copays, no deductibles -- for members who complete an annual preventative visit. Specialty Solutions →
  • CYPRESS PROPERTY & CASUALTY Specialty property insurance for catastrophe-exposed markets in Florida and Texas

D 13

  • Dalma Digital pet insurance with AI-powered claims and zero deductibles
  • DARWIN SEGUROS Brazil's largest digital auto insurer, combining telematics-based pricing with fully digital policy management. Specialty Solutions →
  • Dayforward Life insurance built for modern families, powered by a proprietary technology stack.
  • Decent Health insurance built around direct primary care relationships
  • DESJARDINS GENERAL INSURANCE Canada's cooperative P&C carrier offering auto, home, and commercial insurance backed by digital innovation
  • Devoted Health Medicare Advantage carrier combining insurance coverage with AI-driven care coordination for seniors
  • Dextra Digital insurance carrier for legal protection and motor insurance in Switzerland
  • DFV Deutsche Familienversicherung Direct-to-consumer digital carrier offering supplementary health, P&C personal, and pet insurance across Germany.
  • DGAG Canada's second-largest P&C insurer, offering auto, home, and commercial coverage through the Desjardins cooperative network and digital channels.
  • Digi Insurance Pakistan's first licensed digital-only non-life insurance carrier
  • Digi Insurance Limited Pakistan's first digital-only non-life insurance carrier
  • Digit Insurance Making insurance simple -- not just simple-looking, actually simple.
  • Discovery Behavioral insurance and financial wellness across 42+ markets worldwide.

E 15

  • Eazy Asigurari Romania's first fully digital insurance carrier, issuing policies entirely online
  • Eden Care Medical Rwanda's digital-first health insurance carrier for businesses and their employees
  • Eir Forsakring Digital B2B2C insurance carrier distributing non-life products through 60+ European partners via open APIs
  • EIRS B2B2X embedded non-life insurance platform for European digital distribution partners
  • Eleos Life Fully digital embedded life and disability insurance for the platform economy
  • EMBRACE PET INSURANCE Reimbursement-based pet health insurance covering accidents, illnesses, chronic conditions, dental disease, and behavioral therapy for dogs and cats with no veterinary network restrictions.
  • EMPLOYERS America's small business workers' compensation insurance specialist, serving low-to-medium hazard industries for over a century.
  • ENSURO Decentralized reinsurance capacity powered by blockchain smart contracts and stablecoin liquidity pools. Insurtech Infrastructure →
  • Enzo Stopping water damage before it starts -- IoT sensors and AI-powered building insurance
  • Ethos Life Online life insurance and estate planning -- coverage in minutes, no medical exams required. Distribution & Sales →
  • EVERDAYS Digital life insurance carrier for adults 50 and above, combining simplified underwriting with end-of-life planning tools. Specialty Solutions →
  • EVERSPAN GROUP Specialty fronting carrier connecting MGAs and program administrators with A-rated capacity
  • evoli Direct-to-consumer motor and home insurance carrier for the Swedish market
  • Evry Health Fully-insured employer health plans with zero deductibles, zero copays, and integrated care teams
  • EZZE Seguros Digital-first insurance carrier offering personal and corporate coverage across Brazil

F 16

G 20

H 28

I 11

J 7

K 8

  • KakaoPay Insurance Digital non-life insurance carrier built on South Korea's largest messaging platform.
  • Kakau Subscription-based digital insurance for mobile devices and bicycles in Brazil
  • ki elements The first algorithmically driven Lloyd's syndicate, delivering instant follow-capacity to specialty brokers worldwide. Underwriting & Risk →
  • Kin Insurance Affordable home insurance made easy
  • King Price Simple, affordable short-term insurance with premiums that decrease as your vehicle depreciates
  • Koltin Mexico's first private health insurance company dedicated exclusively to adults aged 50-85, combining medical coverage with tech-enabled preventive care.
  • Kshema General Insurance Digital-first crop and agriculture insurance carrier for small and marginal farmers in India
  • Kyobo Lifeplanet Life Insurance Korea's first licensed internet-only life insurance carrier, offering direct digital life coverage via mobile app. Customer Engagement →

L 12

M 37

N 11

  • Naked Digital, app-based insurance for cars, homes, and valuables in South Africa -- with unclaimed premiums returned to charity.
  • Navi Technologies Digital-first insurance and financial services platform for the Indian consumer market
  • Neo Insurance Digital-first insurance carrier serving Uzbekistan with fully online policy issuance
  • NEO Seguradora Digital auto, pet, and residential insurance carrier operating under Brazil's SUSEP Regulatory Sandbox
  • Neodigital Digital P&C carrier and Insurance-as-a-Service platform for German market
  • Newe Agricultural insurance carrier providing parametric and conventional products to smallholder and family farmers in Brazil Specialty Solutions →
  • Next
  • Nirvana Insurance AI-native commercial trucking carrier using telematics and real-world driving data to price, underwrite, and settle claims.
  • Novo Seguros Insurance access without barriers -- technology-driven coverage for underserved Brazilians.
  • Now Seguros A 100% digital insurance carrier in Brazil distributing residential, commercial, life, and personal accident coverage through non-conventional digital channels
  • nowly Digital-first life insurance for all Canadians

O 16

  • Odie Pet Insurance
  • OdysseyRe
  • OK Seguros Direct digital personal lines carrier in Portugal, operating under the Fidelidade group
  • Olé life Digital life insurance carrier for Latin America, offering USD-denominated coverage with no medical exam required.
  • Olive cover it. olive it.
  • Omaha National Workers compensation carrier built on proprietary technology
  • omocom Embedded insurance for the circular and sharing economy across Europe. Specialty Solutions →
  • ONE Insurance Fully digital P&C insurance carrier in Liechtenstein, now operating as Wefox Insurance AG
  • OneDegree Hong Kong virtual insurer and insurtech platform serving consumers and carriers across Asia
  • OnRe The first fully licensed on-chain reinsurance company, bridging institutional reinsurance with blockchain infrastructure.
  • Oona Insurance Digital-first insurance carrier for Southeast Asia backed by Warburg Pincus
  • OpenHouse Home Insurance
  • OPES Vietnam's digital-only non-life insurer, serving over 20 million customers through fully digital channels.
  • Oscar Health Health insurance built on technology, not legacy infrastructure Customer Engagement →
  • ottonova Germany's first purely digital private health insurance company
  • Ouch! Malaysia's first digital Takaful operator, providing Shariah-compliant life protection for workers and families.

P 20

  • Parsyl Data-powered cargo insurance for essential supply chains Specialty Solutions →
  • Pawchi Digital-direct pet insurance carrier in South Korea offering 1-year, 5-year, and 10-year coverage plans.
  • PetExpert Online pet health insurance for dogs and cats in the Czech Republic
  • PetSecur Direct-to-consumer pet insurance carrier based in the Netherlands, with a proprietary in-house AI claims platform.
  • Pie Insurance Commercial insurance built for small business, delivered digitally
  • Pier Brazil's first fully digital insurance carrier, offering auto and mobile device insurance through a mobile-first platform.
  • Pier Seguradora Direct-to-consumer digital insurance carrier in Brazil, providing auto and smartphone coverage via a mobile app with AI-driven underwriting and instant claims processing.
  • Pillow Insurance Simple, Honest, Fair -- digital insurance via mobile app
  • Pillow pojišťovna Digital-first insurance carrier offering pay-per-km car insurance and mobile-based coverage in the Czech Republic.
  • PIN Seguradora Brazil's first insurtech carrier authorized by SUSEP to operate nationwide in the agricultural insurance market
  • Pinion Insurance Specialty insurance capacity for MGAs, powered by proprietary data analytics
  • Pinnacle Life New Zealand's original online life insurer, offering direct-to-consumer coverage with a fully digital application and underwriting process.
  • PolicyMe Digital insurance for Canadians, built for speed and simplicity Distribution & Sales →
  • Pottencial Seguradora Digital-first insurance carrier and national market leader in Guarantee Insurance in Brazil
  • PracticeProtection Dentist-owned malpractice insurance built to prevent, protect, and reward dental professionals. Specialty Solutions →
  • Prima Assicurazioni Digital-first motor insurance carrier powered by AI and machine learning
  • Pro Agro Seguros Agricultural, livestock, and aquaculture insurance carrier using satellite technology and machine learning for crop risk evaluation across Mexico and Latin America.
  • Proton Insurance Behavioral-based digital car insurance for the Middle East
  • Prudent Pet Insurance Pet Insurance
  • Puritan Life Insurance Company of America Direct-to-consumer life and annuity carrier powered by an all-cloud platform on Microsoft Azure

Q 3

  • Quarzo Life Life insurance infrastructure built for modern distributors
  • Quick Sigorta Digital-first insurance carrier delivering motor, property, life, and health coverage across Turkey
  • Quixa Online-only insurance carrier offering personal lines policies to Italian consumers through digital channels.

R 13

S 36

  • Safely Short-term rental insurance and guest screening for property managers and hosts.
  • SafeSide Digital term life insurance in Switzerland -- no agents, no medical exams, instant decisions Underwriting & Risk →
  • SafetyWing Global health and travel insurance for digital nomads, remote teams, and the location-independent Health
  • Salaam Family Takaful Pakistan's first digital-only Islamic life insurance (Family Takaful) carrier
  • Salaam Takaful Pakistan's largest dedicated general takaful operator, delivering Shariah-compliant insurance through a digital-first platform.
  • Sana Affordable group health coverage with built-in virtual care for small businesses Health
  • Savvi Insurance Homeowners insurance bundled with smart home technology for proactive loss prevention.
  • SCOR Global reinsurer providing P&C and Life & Health solutions to primary insurers worldwide.
  • Seel Post-purchase risk protection for e-commerce merchants Specialty Solutions →
  • Sehteq Digital health insurance carrier providing AI-powered plans for individuals, families, and SMEs in the UAE
  • Sidecar Health Employer health insurance with transparent direct-pay pricing and no network restrictions
  • Simas Insurtech Digital-first insurance carrier serving the Indonesian market with direct-to-consumer and B2C distribution
  • Simpego Swiss digital carrier for personal lines insurance
  • Simple2u Seguros On-demand digital insurance, activated by you.
  • Simplea pojistovna Digital-first life insurance for Central Europe
  • Simply Online life, disability, and funeral insurance for South Africa's mass market
  • Singlife Technology-enabled life insurance and financial services carrier serving APAC markets, owned by Sumitomo Life Insurance.
  • Singlife Philippines Mobile-first digital life insurance for the Filipino market
  • SiriusPoint Global specialty insurer and reinsurer providing capacity to carriers, brokers, and program administrators worldwide. Specialty Solutions →
  • Skyward Specialty Insurance Specialty property and casualty insurer operating through nine underwriting divisions across admitted and non-admitted markets.
  • Slide Your home insurance. Your terms.
  • Smile Direct-to-consumer digital insurance carrier operating without brokers or agents.
  • SNACK by Income Build insurance coverage one micro-premium at a time through daily lifestyle activities
  • Sofía Digital health insurance for individuals, families, and businesses in Mexico
  • Sofia Salud Digital health insurance for individuals, families, and businesses in Mexico
  • Sola Insurance Vertically integrated parametric property insurance carrier with automated claims
  • Somers Re Ltd. Specialty property and casualty reinsurer offering flexible solutions across global casualty, property, and mortgage lines. Reinsurance Technology
  • Sonnet Insurance Canada's first fully online home and auto insurance carrier with a tech-forward, digital-first platform backed by 150 years of industry experience.
  • Soso Care Mobile micro health insurance funded by cash or recyclable waste
  • Soter Insure Specialty insurance carrier for the digital asset and Web3 sector
  • SPOKK Insurance Digital-native pet insurance carrier pioneering accident coverage for pets and virtual gaming avatars through AI-powered mobile technology. Pet Insurance
  • Square One Insurance Digital-first home and car insurance for Canadian consumers
  • Stand Insurance AI and physics-driven property insurance for high-risk, climate-exposed homes
  • Steadily The largest landlord insurance specialist in the U.S., offering fast, affordable coverage for rental property owners
  • Sunday Insurance Indonesia Licensed general insurer in Indonesia delivering P&C insurance through an AI-powered mobile platform
  • Sypher, Inc AI-driven (re)insurance ecosystem unlocking sustainable coastal property capacity for independent agents and policyholders. Homeowners Insurance

T 9

  • Taikang Online Internet-only life insurance carrier in China, operating under a dedicated internet insurance license issued by China's National Financial Regulatory Administration.
  • Tick Travel Insurance Affordable, fully digital travel insurance for Australian travellers. Travel Insurance
  • Tinkoff Digital Insurance
  • Toffee Insurance Digital microinsurance platform making insurance accessible in India
  • TPL Insurance Pakistan's digital-first general insurance carrier, offering conventional and Takaful products across auto, health, property, and specialty lines.
  • TPL Life Digital-first life and health insurance for individuals and families across Pakistan
  • Trexis Quality auto insurance for underserved drivers through independent agents
  • Tune Protect Digital-first insurance carrier with embedded insurance platform serving Asia-Pacific, Middle East, and Africa
  • TypTap Insurance Company Not Your Typical Insurance Company

U 5

  • UNIT First 100% digital insurance carrier in the Dominican Republic, offering personal lines coverage entirely online.
  • Unum Helping the working world thrive throughout life's moments
  • Urban Jungle Finally, Fair Insurance
  • USAA Insurance, banking, and financial services exclusively for the U.S. military community.
  • USLI A Berkshire Hathaway specialty insurance group offering 500+ classes of low-hazard commercial and professional lines for small businesses, rated A++ (Superior) by AM Best.

V 6

  • Vantage Risk Companies A next-generation specialty re/insurer built on talent, technology, and data-driven underwriting.
  • Vault Protecting What Matters Most -- specialized high-net-worth insurance for affluent individuals and families
  • Verti Personal Lines Insurance
  • Verti Assicurazioni Online-only P&C carrier serving Italy across auto, motorcycle, van, and home insurance lines
  • VSure Digital Insurance
  • VYRD Made by Floridians for Floridians

W 5

  • Wallife Insurance for biometric, genetic, and digital identity risks Specialty Solutions →
  • Wellabe Empowering people to be well -- well prepared and well protected.
  • Wellfleet Specialty accident and health carrier serving higher education, employers, and special risk groups across the United States
  • Wiyo Insurance for Mobile Life
  • Wysh Making life insurance accessible through embedded and direct-to-consumer digital coverage

Y 3

Z 4

  • ZA Insure Digital-only virtual insurer in Hong Kong offering life, health, and accident coverage through an online platform.
  • Zego App-based telematics insurance for gig economy drivers and commercial fleets
  • ZhongAn Online P&C Insurance China's first internet-only insurance carrier, combining direct consumer coverage with a B2B SaaS platform for insurers.
  • Zuno General Insurance India's first cloud-native general insurer, offering digital-first motor, health, home, and commercial insurance. Specialty Solutions →

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