Evry Health

Evry Health is a direct-to-employer health insurance carrier licensed in Texas, offering fully-insured group health plans to mid-size employers (51-499+ employees). The company was founded in 2017 by Chris Gay, Mark Jamilkowski, and Jay Startz and was acquired by Globe Life in October 2023.

The carrier operates a mobile-first platform built on proprietary hyperautomation technology that eliminates member cost-sharing -- plans carry zero deductibles and zero copays. Core plan features include 24/7 virtual care at no cost, personalized care teams (nurses, nutritionists, physicians), integrated mental health services, and an AI-powered prior authorization system called Authoritative. As of 2025, the Authoritative system reduced prior authorization denial rates from 7% to 4%. Claims administration is powered by PLEXIS CAPS technology. Evry Health is URAC accredited as a health care network.

The company reported 60% revenue growth in 2025 and received a USD 115,000 technology-focused healthcare grant. It is a Y Combinator alumni company and is listed in the CB Insights Insurtech collection.