Overview
Hoken is a direct-to-consumer digital carrier offering peer-to-peer household contents insurance in Switzerland. Founded in 2016 and headquartered in Zurich, the company targets Swiss residents seeking a modern alternative to traditional household insurance. Coverage is issued and managed entirely through a mobile application, and policies can be purchased and activated in under five minutes.
The platform handles the complete policy lifecycle -- from quote through claims -- without the need for brokers or agents. Hoken's peer-to-peer model groups policyholders together to share risk, with the goal of creating a more transparent and cost-efficient insurance structure. Claim handling is automated for covered losses, reducing the time between loss event and payout.
Hoken received early-stage backing through Tenity, a Swiss-based fintech and insurtech incubator and investor. The company operates as a digital-native carrier in the Swiss household insurance market.
At a Glance
- Founded
- 2016
- Headquarters
- Zurich, Switzerland
- Employees
- 11-50
Category & Focus
- Category
- Customer Engagement
- Insurance Verticals
- P&C Personal
- Target Customers
- Consumers
Links
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Last updated: 2026-05-17