CERITY
Digital workers compensation insurance for small businesses -- direct, simple, and online.
Overview
Cerity is a direct-to-business digital workers compensation insurance carrier and wholly owned subsidiary of Employers Holdings, Inc., a specialist in workers compensation insurance with over 100 years of operating history. Founded in 2018, Cerity was purpose-built to serve small business owners through a fully online, self-service experience that enables employers to get a quote and purchase a policy in minutes without an agent.
The company positions itself as a modern alternative to traditional insurance by leveraging Employers Holdings' deep actuarial expertise and risk models to deliver automated underwriting and instant pricing through a digital-first platform. Coverage is available in 46 states and can be bound same-day for most industries.
In 2024, Employers Holdings began integrating Cerity operations more closely with its parent company to eliminate fixed underwriting expenses from the direct-to-consumer channel, while Cerity has continued expanding its distribution through technology platform partnerships.
Products & Services
Workers Compensation Insurance
Cerity offers online workers compensation insurance designed specifically for small businesses:
Key Features
- Instant digital quoting (3-minute online quotes)
- Same-day coverage available for most industries
- Coverage in 46 states
- Online policy management portal
- 24/7 support including registered nurses on call for claims
- Self-service policy management and claims
Distribution Channels
Cerity distributes coverage through both direct and partnership channels:
Key Features
- Direct online via quote.cerity.com
- Simply Business -- digital insurance platform (July 2023)
- Intuit QuickBooks -- small business software integration (April 2022)
- Thimble -- full suite of insurance products (October 2022)
- Bold Penguin / Terminal -- appointed agent distribution (January 2025)
At a Glance
- Founded
- 2018
- Headquarters
- Henderson, Nevada, USA
- Employees
- 11-50
Category & Focus
- Category
- Specialty Solutions
- Target Customers
- Employers, Consumers
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Last updated: 2026-05-11