Overview
Soso Care is a direct-to-consumer micro health insurance carrier based in Port Harcourt, Nigeria, providing affordable health coverage to low-income individuals and families. Founded in 2019 by Nonso Opurum and Veronica Agana, the company offers health plans starting at NGN 500 per month that cover common illnesses, malaria treatment, and pharmaceutical services through a network of more than 3,000 partner hospitals and pharmacies across Nigeria.
The carrier operates a dual payment model that allows policyholders to pay premiums either in cash or by submitting recyclable waste materials -- plastic bags, scrap metal, or batteries -- which are then recycled. This approach simultaneously addresses healthcare access barriers and environmental waste challenges in Nigerian communities. Coverage benefits are credited to a digital SOSOCARE wallet and redeemable at partner healthcare facilities. The platform is accessible through a mobile app for smartphone users and via USSD code (347909#) for feature phone and low-connectivity users.
Soso Care is underwritten through a partnership with AXA Mansard, which provides underwriting and claims processing capacity. The company has been supported by the GSMA Mobile for Development Innovation Fund (funded by the UK Foreign, Commonwealth and Development Office), OceanHub Africa, Orbit Ventures, Plug and Play Tech Center, and the NSIA Prize for Innovation. Total reported funding stands at approximately USD 180K across seed and grant rounds. As of 2026, the company serves more than 50,000 active users and has onboarded over 3,178 waste collectors, with 81 B2B corporate clients.