Lemonade

Lemonade is a publicly traded AI-native insurance carrier offering renters, homeowners, car, pet, and life insurance across the United States and Europe. Founded in 2015 by Daniel Schreiber and Shai Wininger, the company was built from the ground up on artificial intelligence and behavioral economics rather than layered onto legacy systems. AI handles the full policy and claims lifecycle, from instant quoting to real-time claims decisions.

Lemonade distinguishes itself through its Giveback program, which donates a portion of unused premiums to causes selected by policyholders, and through its B Corp certification. The company went public on the NYSE in July 2020 and reached 3 million customers and USD 1.24 billion in in-force premium in early 2026.