Overview
andsafe is a direct-to-consumer digital insurance carrier headquartered in Munster, Germany, offering P&C personal and commercial lines exclusively through an online platform. The company operates as a subsidiary of Provinzial Group, one of the major German regional insurance groups.
The platform is built on Amazon Web Services (AWS), which enables fully digital end-to-end processes for policy enrollment, management, and claims -- without reliance on agents or brokers. Customers can obtain quotes, purchase policies, and manage coverage entirely online through a self-service portal with 24/7 emergency support.
andsafe has grown to serve over 200,000 customers across both personal and business segments. In 2026, the company expanded its market position by acquiring the insurance portfolio of Getsafe Insurance AG, taking on risk-carrier responsibility for approximately 500,000 additional contracts. The company holds a Franke and Bornberg rating of FFF+ and has received CHECK24 ratings of 1.0 (excellent) across three product lines.