Juno

Juno is a direct-to-employer child disability insurance carrier operating as a licensed insurance producer in the United States. The company offers a workplace benefit product that provides monthly cash payments to employees when a child (ages 0-26) develops a severe illness, injury, or disability. Coverage extends to biological, adopted, foster, and step-children, with benefits of up to USD 500,000 paid over up to 10 years. The product covers hundreds of conditions including cancer, cystic fibrosis, severe autism, Down syndrome, and other serious illnesses.

Founded in 2021 as a public benefit corporation (PBC), Juno's policies are backed by an AIG-led reinsurance consortium of three carriers, all holding A.M. Best ratings of "Excellent" or "Superior." The company operates under the licensed entity Juno Insurance Services, LLC (California license #6006112, National Producer Number 19953614). Its technology-enabled benefits platform targets employers seeking to expand voluntary benefits offerings, with employer costs of approximately USD 16 per employee per month for USD 250,000 in coverage.

As of early 2026, Juno had enrolled nearly 100 employers covering more than 50,000 employees, growing from a single employer at launch to this scale in under two years. The company also provides one-on-one advocacy and claims navigation support for families. As a PBC, Juno donates 2% of every premium to organizations researching childhood disabilities or providing direct support to affected families.

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