FRANK WINSTON CRUM INSURANCE

Frank Winston Crum Insurance (FWCI) is an admitted commercial insurance carrier operating in 37 US states, concentrating on workers' compensation and general liability coverage for small businesses, contractors, and staffing operations. The company is part of the FrankCrum family of companies, which also operates a professional employer organization (PEO) and staffing services, allowing FWCI to serve PEO-integrated employers alongside the broader independent agent market. Distribution runs exclusively through a network of independent insurance agents.

On the technology side, FWCI selected Akur8's SaaS platform in January 2025 for risk modeling, pricing, and reserving, and adopted the Majesco Cloud Platform for policy administration and billing. The company also operates the MyFrankCrum HRIS platform integrated with its PEO operations, and manages claims through industry-standard claims management systems. The January 2025 launch of a Commercial Package Policy (CPP) -- combining general liability, business personal property, business income, crime and fidelity, and inland marine coverage -- reflects an ongoing broadening of its product footprint beyond core workers' compensation.

FWCI is privately owned by Frank Winston Crum Jr. and operates without external venture or debt financing. It ranked #3,626 on the 2025 Inc. 5000 list of fastest-growing private US companies, recording 98% revenue growth from 2021 to 2024, and placed #61 within the insurance industry subsector of that ranking.