Liechtenstein Life

Liechtenstein Life Assurance AG is a broker-distributed life insurance carrier headquartered in Schaan, Liechtenstein, offering fund-linked life insurance, pension, and wealth/succession-planning products across Liechtenstein, Germany, Switzerland, Austria, and Italy.

The carrier sells exclusively through a network of more than 1,000 independent brokers and advisors, supported by a proprietary digital platform called Prosperity. The platform spans a client-facing mobile and web app for policyholders to track portfolio value and manage their policy, a broker/partner portal for advisors to manage client books, and API interfaces that let brokers and CRM systems submit applications, retrieve documents, and sync client data programmatically. A white-label version of the platform lets broker partners apply their own branding.

Liechtenstein Life has operated as a wholly owned subsidiary of The Prosperity Company AG, a digital finance holding group, since 2016; Fidelidade S.A., Portugal's largest insurer, holds a majority shareholder position in the parent group. As of 2026 the group reports roughly 131,220 active policies and CHF 1.49 billion in assets under management, with 45% premium growth in Germany and 138 employees across Liechtenstein, Germany, and Switzerland -- its ninth consecutive year of growth. The carrier is domiciled in Liechtenstein, an EU-independent jurisdiction regulated by the Financial Market Authority (FMA); the company cites the country's AAA sovereign rating (S&P) and zero state debt as differentiators versus EU-domiciled competitors.