Next

Next Insurance (now operating as ERGO NEXT Insurance) is a digital-first small business insurance carrier founded in 2016 to solve the pain points of small business insurance: slow quotes, confusing policies, and one-size-fits-all coverage. The company has grown to insure over 750,000 businesses across 1,300+ professions entirely through its online platform. Originally a standalone insurtech, Next Insurance was acquired by ERGO Group (a Munich Re subsidiary), combining digital-first innovation with Munich Re's global financial strength and AM Best A+ rating. The company is headquartered in Palo Alto, California.