Dalma

Dalma is a direct-to-consumer digital pet insurance carrier founded in 2021 and operating in France and Germany. The company covers cats and dogs with a monthly subscription policy offering up to 100% reimbursement, zero deductibles, and no hidden fees. Underwriting is provided by Seyna and Axeria, with Ollie (ORIAS #21 000 255) acting as the registered insurance broker. As of early 2026, Dalma insures over 60,000 pets for approximately 40,000 customers.

The company built its platform around a mobile-first approach with AI-driven claims processing. Customers can customize coverage in two steps and submit claims via the mobile app; the company reports that 50% of claims are resolved in under 30 seconds, with the remainder processed within 48 business hours. The app carries a 4.8-star rating on the iOS App Store (2,300+ reviews) and 4.3 stars on Google Play (1,400+ reviews). Dalma distributes entirely through its own digital channels without an agent network.

Dalma raised a EUR 20M Series B in March 2025 led by Breega, with participation from Bpifrance Digital Venture 3 and existing investors Northzone and Anterra Capital, bringing total funding to over EUR 50M. The company reports profitability in France and 700% growth since its Series A. Its product roadmap includes an integrated e-commerce shop for pet health products and a direct payment system for policyholders.