TPL Insurance

TPL Insurance is a direct-to-consumer general insurance carrier headquartered in Karachi, Pakistan, offering coverage across auto, health, fire, marine, travel, home, and specialty lines, with both conventional and Takaful (Islamic) products. Founded in 2005, the company was the first Pakistani insurer to sell general insurance directly to consumers online, and has since operated as a technology-forward carrier serving individual and corporate clients nationwide.

The company delivers its products through a self-service digital platform (My TPLI portal) and native mobile apps on iOS, Android, and Huawei AppGallery. TPL Insurance has introduced several market firsts in Pakistan, including Buy Now Pay Later (BNPL) installment-based auto insurance and an AI-powered voice assistant for motor insurance inquiries. The company integrates with the JazzWorld digital ecosystem -- including Mobilink Bank and JazzCash -- to extend distribution to telecom and fintech channels.

TPL Insurance holds a PACRA AA rating and reported PKR 5.7 billion in gross written premium with over 277,000 policies issued for fiscal year 2025. In March 2026, Jazz International Holding Limited -- a subsidiary of telecom conglomerate VEON -- announced a definitive agreement to acquire a controlling stake in the company for PKR 4.15 billion (approximately USD 14.6M), with the Competition Commission of Pakistan having approved the transaction and closing expected mid-2026.