Neo Insurance

Neo Insurance is a direct-to-consumer digital insurance carrier licensed and operating in Uzbekistan, offering personal lines coverage across motor, travel, health, property, pet, and ancillary categories. Registered as NEO INSURANCE CORP in May 2023 and licensed in July 2023 (license #101477 from the Ministry of Economy and Finance of Uzbekistan), the company focuses on enabling customers to obtain coverage entirely through digital self-service channels without visiting a physical office.

The carrier delivers insurance through a web portal and native mobile apps (iOS and Android), with 92% of policies issued without in-person office contact. The platform integrates with major Uzbek payment processors including Payme, Click, and Humo card networks for online premium collection. An agent-facing portal (agent.neoinsurance.uz) supplements the direct consumer channel by providing an interface for insurance agents. Partner integrations span banking institutions (AloqaBank, IpotekaBank) and travel aggregators (Pegas, Fun&Sun, CenterumHolidays).

In its first years of operation, Neo Insurance reported 500,000+ policies sold in a 12-month period and 140% year-over-year customer growth. The mobile app has been downloaded more than 100,000 times. The company paid 34.9 billion soums in claims for insured events in 2025. No public information on venture capital backing or disclosed funding rounds is available; the company appears privately funded.