Anxin Insurance

Answern Property & Casualty Insurance Co., Ltd. (Chinese: Anxin) is an internet-distribution P&C and health carrier headquartered in Beijing, China. Approved by the China Insurance Regulatory Commission (CIRC) on June 26, 2015, Answern was among the first three internet-only insurance carriers to receive CIRC authorization under China's internet insurance regulatory framework. The company launched with a registered capital of RMB 1 billion.

Answern operates on a cloud-based core business system built for claims transparency and policy simplicity. Product design is built around scenario-based coverage -- insurance packaged around specific customer touchpoints rather than broad policy categories. In 2017, the company deployed the eBaoTech Accident & Health Insurance System on cloud infrastructure to support its health and A&H lines alongside its P&C portfolio, which includes credit insurance and internet-distributed traditional products.

The company reaches customers through direct internet channels, consistent with its founding model as an online-native carrier. No additional funding rounds beyond the initial registered capital have been publicly disclosed.