AiShelter
AI liability insurance for individuals and businesses developing or deploying AI systems
Overview
AiShelter is a direct-to-consumer AI liability insurance carrier founded in 2024 and based in Fort Lauderdale, Florida. The company underwrites insurance products covering AI-related risks for individual end-users and for businesses that develop or deploy AI systems. It operates in the North American market and is recognized as an early entrant in the standalone AI liability insurance segment.
AiShelter uses proprietary AI-powered risk assessment technology to evaluate the unique risk profiles of policyholders and to tailor coverage terms accordingly. Its Cogman platform delivers Risk as a Service (RaaS) capabilities, providing continuous real-time risk monitoring, compliance tools, and risk management functionality for AI developers and insurance companies. The company holds AICPA SOC compliance, NIST affiliation, and CVSS 4.0 certification. It participates in the Google for Startups program.
AiShelter completed a seed funding round of USD 80K in 2024. The company was cited in WTW's 2025 AI Liability Insurance Market Report for its AI risk assessment tools and insurance solutions.