Insurtech Companies

What is an insurtech company?

An insurtech company uses technology to build, price, distribute, or service insurance. To be listed on InsurTech List, a company has to use technology as a genuine differentiator and sell a product or service built specifically for insurance, with insurance central to what it does. That covers technology-first carriers, MGAs with delegated underwriting authority, digital brokers, and the software and data providers behind them. Traditional insurers and general-purpose software vendors that only happen to serve insurance are left out.

The directory covers two lines of business. Life & Annuity (L&A) is life insurance, annuities, and retirement or savings products. Property & Casualty (P&C) covers a wide range: auto, home, commercial, specialty, cyber, pet, travel, and more. Purely health, employee-benefits, and group-health companies fall outside our scope.

Insurtech companies by category

Every listing is filed under one of 12 categories, from claims and underwriting to distribution and data. Browse a category to see the companies working in it:

• Claims Technology — Automating claims intake, adjudication, and payouts.
• Distribution & Sales — Agent portals, lead management, and digital distribution.
• Data & Analytics — Risk modeling, predictive analytics, and insurance BI.
• Specialty Solutions — Technology for niche and non-standard lines.
• Core Administration — Policy administration and core insurance platforms.
• Insurtech Infrastructure — APIs, integration middleware, and embedded insurance rails.
• Customer Engagement — CX platforms and policyholder communication.
• Underwriting & Risk — Underwriting automation and risk assessment tools.
• AI & Automation — ML, intelligent document processing, and RPA for insurance.
• Compliance & Regulatory — RegTech, license management, and compliance monitoring.
• Document Management — Document intake, OCR, and intelligent processing.
• Agency Management — AMS platforms, agency CRM, and broker operations.

Types of insurtech companies

Companies are also grouped by the role they play in the insurance value chain:

• Solutions Providers — B2B insurance technology and service companies.
• MGAs — Managing General Agents with underwriting authority.
• Insurtech Carriers — Licensed carriers with technology-first operating models.
• Insurtech Brokers — Technology-driven insurance brokers and digital agencies.
• Industry Organizations — Associations, standards bodies, and accelerators.