msg life

Core insurance software and cloud platform for life, health, and P&C carriers.

Core Administration Enterprise Public

Overview

msg life is a German core-systems provider for life and health insurers, with a growing footprint in P&C, delivering policy administration, actuarial, billing, and claims software to large European carriers and pension providers. The company is a subsidiary of msg systems ag within the wider msg group, which employs more than 6,000 people across its network of companies.

The flagship offering, msg.Insurance Suite, is a modular, cloud-native platform built jointly with sibling company msg nexinsure ag and covers life, health, and P&C lines from a single codebase. Underlying product lines include msg.Life Factory for life policy administration, msg.Health Factory for health insurance, and msg.P&C Factory for property and casualty, alongside shared services for billing, commissions, document generation, and GDPR compliance. Deployments run on public cloud infrastructure such as AWS, and the company has added AI-assisted modules for claims handling, knowledge search, and legacy-system migration through group affiliate msg insur:it.

msg life counts more than 40 named insurance carriers among its customers, including AXA, Canada Life, UNIQA, R+V, SIGNAL IDUNA, Aegon, Baloise, Ergo, Swiss Life, and VHV Versicherungen, with over 150 completed major projects to date. The company trades publicly on the Hamburg exchange under ticker MSGL.HM as a majority-owned subsidiary of msg systems ag, and has not raised institutional venture funding.

Products & Services

msg.Insurance Suite

Modular, cloud-native platform unifying policy administration, actuarial, billing, and claims functions for life, health, and P&C insurers. Co-developed with sibling firm msg nexinsure ag.

Key Features

Cross-line architecture spanning life, health, and P&C
Cloud/SaaS delivery on public cloud infrastructure (e.g., AWS)
Modular product-modeling and pricing engine (msg.PMQ)

Target Users: Life, health, and P&C insurance carriers

msg.Life Factory

Core life-insurance policy administration system with purpose-built actuarial and financial models. Part of a life-insurance product line that also includes msg.Life Claims, msg.Ilis, and msg.Marsy Pension.

Key Features

Actuarial and financial modeling built for life products
Pension administration via msg.Marsy Pension
Claims handling via msg.Life Claims

Target Users: Life insurance and pension providers

msg.Health Factory

Health-insurance product line including the CURAFORUM, KOLUMBUS Suite, and GLOBAL SIDE ZABAS applications, serving both European and US health insurers.

Key Features

Multiple regional health-insurance product suites
Coverage for European and US health-insurance markets

Target Users: Health insurance carriers

msg.P&C Factory

Property and casualty product line, including the msg.TAA component, for P&C carriers moving core operations onto the msg.Insurance Suite platform.

Target Users: Property and casualty insurance carriers

AI Solutions (msg insur:it)

AI-driven tooling layered onto the core platform: msg.claim:it for claims, msg.ask:it for knowledge-base search, and msg.process:it for process automation, delivered through group affiliate msg insur:it.

Target Users: Carriers running msg core systems seeking AI-assisted

Migration Tooling

msg.Migration Factory, msg.Migration System, and msg.Migration Analyze support moving legacy policy books and systems onto the msg.Insurance Suite platform, including LLM-assisted migration analysis.

Target Users: Carriers migrating legacy core systems

At a Glance

Founded: 1980
Headquarters: Leinfelden-Echterdingen, Germany
Employees: 1000+
Funding: Public

Category & Focus

Category: Core Administration
Subcategories: Policy Administration Actuarial Systems Claims Management Pension Administration
Insurance Verticals: Life & Annuity Health P&C Commercial
Target Customers: Carriers