Stub

Digital auto-insurance quoting and distribution platform for Brazil

Distribution & Sales

Overview

Stub is a digital auto-insurance distribution platform serving individual consumers directly and, through a white-label offering, banks, fintechs, and retail correspondent networks across Brazil.

The company's core product, AutoContratar Motor, is a multi-insurer quoting engine that compares live pricing from seven SUSEP-authorized carriers in under one minute, with fully digital contracting through electronic signature and automated policy renewal. A parallel white-label layer exposes the same engine through APIs and branded front-ends so bank branches, correspondent/lottery retail points of sale, and mobility or parking operators can sell auto insurance under their own brand without becoming a licensed insurer.

Stub's site describes a large-scale, production (not pilot) distribution case study with an unnamed Brazilian public bank, citing reach across roughly 5,000 bank branches, about 50,000 correspondent and lottery retail points of sale, and more than 8,000 selling managers; this claim is self-reported and has not been corroborated by independent press coverage. No external funding, employee count, or founding date has been publicly disclosed.

Products & Services

AutoContratar Motor

Multi-insurer quoting and binding engine that compares live pricing across seven SUSEP-authorized carriers - Porto Seguro, Allianz, Tokio Marine, Mapfre, Zurich, Sompo, and Suhai - in under one minute, covering passenger cars, rideshare and taxi drivers, motorcycles, CNG/GNV vehicles, hybrids, and electric vehicles.

Key Features

Live multi-insurer price comparison across seven SUSEP-authorized carriers
Sub-one-minute quote generation
Fully digital contracting with electronic signature
Automated policy renewal
Coverage for passenger, rideshare/taxi, motorcycle, CNG/GNV, hybrid, and electric vehicles

Target Users: Individual auto insurance buyers in Brazil

White-Label Distribution Platform

APIs and white-label front-ends that let banks, fintechs, correspondent/lottery retail networks, and mobility or parking operators embed auto-insurance quoting and binding into their own customer channels under their own brand, powered by Stub's underlying quoting engine.

Key Features

White-label APIs and front-ends for partner branding
Two monetization models: software/API licensing or full brokerage revenue share
Assisted-sale tooling for branch and retail staff, including quotation and lead scheduling

Target Users: Banks, fintechs, correspondent/lottery retail networks, mobility and parking operators