Overview
Lokker is a privacy risk data platform for cyber insurance carriers and underwriting teams. It scans an organization's web properties for trackers, pixels, cookies, and consent-management failures, then turns those findings into a risk score and supporting evidence that carriers can use in underwriting workflows. The company also serves privacy, legal, and IT/security teams directly, but the underwriting-facing data product is a distinct, separately sold line of business.
The platform observes real network activity in a live browser to detect unauthorized outbound data transmission and can block it before it leaves the site, rather than only reporting on it after the fact. It also tests whether a site's consent-management tools behave as configured, checking accept, reject, and Global Privacy Control (GPC) states for gaps between what a consent tool claims to block and what it actually blocks. Findings are packaged as risk scores with reason codes and documentation intended to hold up in regulatory response (GDPR, CCPA/CPRA, HIPAA) or litigation. A Partner API lets outside platforms pull this data programmatically, which is the integration point for its insurance-industry use.
Lokker raised a Series A round in December 2020 led by Ulu Ventures, with follow-on Series A closes in 2022 and 2023 (the latter including DH Capital), plus a USD 2.55 million debt round in April 2025; third-party aggregator estimates put total funding raised at roughly USD 5.9-7.3 million. In March 2025, Lokker announced a data-sharing partnership with Bitsight that feeds its Privacy Risk Assessment Report into Bitsight's cyber insurance underwriting platform. Its research on web-tracking and consent failures at healthcare and financial-services sites has been covered by ADWEEK, Forbes, VentureBeat, DataBreachToday, CPO Magazine, and HIPAA Journal.
Products & Services
Partner API
An integration layer for onboarding accounts, orchestrating scans, and retrieving results programmatically. This is the product that embeds Lokker's risk data into outside platforms, including Bitsight's cyber insurance underwriting workflow.
Key Features
- Scan orchestration and account onboarding
- Programmatic result retrieval
- Third-party platform embedding
Target Users: Cyber insurance carriers and underwriting platforms
At a Glance
- Founded
- 2020
- Headquarters
- Redwood City, California, USA
- Employees
- 11-50
- Funding
- Series A
Category & Focus
- Category
- Underwriting & Risk
- Subcategories
- Cyber risk data enrichment Privacy risk scoring Consent-management validation
- Insurance Verticals
- Specialty/E&S
- Target Customers
- Carriers
Links
Similar Companies
-
SolvevaLow-code actuarial platform for insurance and reinsurance underwriting, pricing, and risk management. -
skyblu.aiAddress-level risk scoring for P&C insurers -
OOsprey SolutionsDigital underwriting and reporting platform for marine war risk insurance.
-
QloAI-native underwriting workstation for commercial MGAs and program administrators -
Expression InsuranceAI-driven business insurance for independent UK shops, restaurants, and hospitality businesses -
NNeuralKartAI platform automating insurance operations and industrial risk prevention
Last updated: 2026-08-20