Man ramu

Online insurance comparison and purchase platform for consumers in Lithuania.

Distribution & Sales Startup

Overview

Man ramu is a retail insurance brokerage operating an online comparison and purchase platform for individual consumers in Lithuania, quoting across a panel of six Lithuanian insurers. The platform lets shoppers compare prices and buy a policy directly online, with a mobile-first, self-service flow.

Man ramu, UAB is a licensed insurance brokerage registered in Lithuania's Register of Legal Entities and supervised by the Bank of Lithuania. Its live product lineup covers mandatory motor third-party liability (TPVCAPD/MTPL) and travel insurance, with comparative CASCO and home/property calculators also on the site; a personal insurance line is listed but not yet purchasable. The company is led by Executive Director Marius Jundulas, who has a background in insurance actuarial and strategy roles.

The platform's core technology is a real-time rating integration that pulls comparative quotes from its insurer panel and completes the purchase and policy-delivery flow online, plus an electronic claims-reporting link through draudimoivykiai.lt. Man ramu grows through this direct-to-consumer online channel rather than a traditional agent network, and has been actively managing its insurer panel: Gjensidige stopped writing new Lithuanian business as of April 2026, with ERGO taking its place alongside Balcia, BTA, Compensa, and Lietuvos Draudimas.

Products & Services

Motor Insurance (TPVCAPD/MTPL)

Mandatory third-party motor liability insurance, with instant online comparison and purchase. Confirmed live and purchasable.

Travel Insurance

Covers medical expenses, accidents, personal liability, and baggage for trips abroad. Confirmed live and purchasable.

CASCO (Comprehensive Motor)

Optional comprehensive vehicle damage coverage. A working comparison calculator is live on the site; purchase-completion status is not confirmed.

Home/Property Insurance

Homeowner and property coverage. A working comparison calculator is live on the site; purchase-completion status is not confirmed.

Personal Insurance

Personal accident coverage, listed as a planned product. Not yet live -- no working calculator or purchase path as of this profile.

At a Glance

Founded: 2025
Headquarters: Vilnius, Lithuania
Employees: 1-10

Category & Focus

Category: Distribution & Sales
Insurance Verticals: P&C Personal
Target Customers: Consumers

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Last updated: 2026-08-11