Exelixi Tech

No-code quoting and issuance platform for collective insurance and auto liability in Venezuela

Distribution & Sales Growth

Overview

Exelixi Tech is a no-code quoting and issuance platform for insurers and brokers in Venezuela, covering collective insurance (health, life, and funeral) and RCV, the country's compulsory motor liability coverage. The company positions its product as an integration layer that sits on top of legacy policy administration systems rather than replacing them, letting non-technical staff configure and publish new insurance products without a development cycle.

The platform is built around Insurance Studio, a visual configurator for coverages, premium formulas, and approval workflows, paired with a REST API layer (the Exelixi API Engine) that connects to legacy cores such as AS400, SAP, and Oracle. Product-specific tools include a collective actuarial quoting engine that rates bulk census uploads for health, life, and funeral coverage, and a separate quoting and issuance tool for RCV that issues signed certificates with an integrated payment gateway. Additional capabilities include AI-based document OCR for onboarding, computer-vision claims-photo inspection, an underwriting risk-scoring engine, and white-label quoting widgets for distribution through banks, dealerships, and retail partners.

Exelixi Tech's primary market is Venezuela, with stated service to Colombia and Panama and broader expansion plans across Latin America. No funding rounds, investors, or customer counts have been publicly disclosed.

Products & Services

Insurance Studio

Visual, no-code configurator where actuarial and commercial teams define coverages, premium formulas, and approval workflows and publish them without a development cycle.

Key Features

Actuary-configurable rating formulas
Product versioning and A/B testing
Consistent rules and rates applied across portals and APIs

Target Users: Insurer and broker actuarial and product teams

Cotizador Colectivo Actuarial

Mass-quotation engine for collective insurance lines (health, life, funeral, medical emergency). Accepts bulk census uploads and rates thousands of insureds at once.

Key Features

Bulk census upload (Excel)
Actuarial rating for collective health, life, funeral, and medical-emergency lines

Target Users: Insurers and brokers quoting group/collective policies

Cotizador y Emisor de RCV

Quoting and immediate-issuance platform for RCV, Venezuela's compulsory motor liability coverage, with an integrated payment gateway.

Key Features

Real-time quoting and issuance
Integrated payment processing
Signed certificate issuance within minutes

Target Users: Insurers, brokers, and auto dealerships

Inspeccion de Siniestros con IA

Computer-vision tool that evaluates vehicle damage photos to classify severity and estimate repair cost during claims inspection.

Target Users: Claims teams

Exelixi Intelx

AI layer embedded across the platform, combining document OCR (national ID cards, driver's licenses, vehicle registration) with a real-time underwriting and risk-scoring engine.

Target Users: Underwriting and onboarding teams

White-Label Distribution Channels

Brand-configurable quoting widgets and portals for banks, dealerships, and retail partners, with integrated payment reconciliation and partner sales tracking.

Target Users: Banks, auto dealerships, and retail distribution partners