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TradeIn

Trade credit risk and insurance platform for SME B2B receivables

Specialty Solutions Startup Seed
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Overview

TradeIn is a trade credit risk and insurance platform for small and mid-sized B2B companies, serving the P&C commercial insurance market. It helps finance teams anticipate and manage the risk of unpaid client invoices.

The platform combines real-time counterparty risk scoring, ongoing client-account monitoring, and treasury forecasting with TradeInsur, a fully digital trade credit insurance product sold under an ORIAS insurance-intermediary registration (No. 18 005 674). The company states that payment-default claims are processed digitally within 30 days. Beyond insurance, the suite includes receivables financing (TradeInFinance), third-party and supplier compliance checks (TradeInConformity, TradeInSupply), and a white-label version (Plug & Go) that partners can embed under their own brand. The platform connects to more than 125 European banks for account aggregation and integrates with accounting software including Sage, QuickBooks, and Xero, alongside iOS and Android apps.

TradeIn is based in Lille, France, and was founded in July 2018 by Jean-Cedric Bekale, joined in 2019 by co-founder Jack-Hermann Ndjim-Mougala. The company has raised approximately USD 2.53M in early-stage funding to date (aggregator-reported figure; no priced-round press release found) and received program support from Google for Startups, including recognition through the Google Black Founders Fund. It has been named to Challenges magazine's list of startups to watch and received a regional financial-innovation award from CCI Grand Lille.

Products & Services

TradeInsights

Real-time solvency assessment of prospective and existing clients, used to flag counterparty payment risk before a company extends credit terms.

Key Features

  • Real-time counterparty risk scoring
  • Pre-credit-extension screening

Target Users: SME finance and credit-control teams

TradeInPilot

Ongoing monitoring and management of client accounts to track changes in payment risk over time.

Key Features

  • Continuous account risk tracking
  • Dynamic client portfolio management

Target Users: SME finance and credit-control teams

TradeInCash

Treasury management tool for monitoring and forecasting cash flow tied to outstanding receivables.

Key Features

  • Cash-flow forecasting
  • Receivables-linked treasury tracking

Target Users: SME finance teams

TradeInsur

Fully digital trade credit insurance product, sold under TradeIn's ORIAS insurance-intermediary registration. Underwriting and claims are handled digitally, with the company citing indemnification of payment defaults within 30 days.

Key Features

  • Digital underwriting and claims process
  • ORIAS-registered insurance intermediation

Target Users: SMEs seeking to insure B2B accounts receivable

TradeInFinance

Financing of outstanding receivables, letting companies draw cash against invoices.

Key Features

  • Receivables-backed financing

Target Users: SME finance teams

TradeInConformity

Third-party compliance risk management, covering KYC/KYB-style checks on business counterparties.

Key Features

  • Counterparty compliance checks

Target Users: SME compliance and finance teams

TradeInSupply

Supplier risk management, extending TradeIn's risk-monitoring approach to the supply side of a company's relationships.

Key Features

  • Supplier risk monitoring

Target Users: SME procurement and finance teams

Plug & Go

White-label version of TradeIn's risk-monitoring and financing tools that partners, such as banks and fintechs, can embed under their own brand.

Key Features

  • White-label / embeddable platform

Target Users: Banks and fintech partners

At a Glance

Founded
2018
Headquarters
Lille, France
Employees
1-10
Funding
Seed

Category & Focus

Category
Specialty Solutions
Subcategories
Trade Credit Insurance Receivables Risk Management
Insurance Verticals
P&C Commercial Specialty/E&S
Target Customers
Employers

Links

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Last updated: 2026-08-13