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ONDA

Cyber insurance, simplified for brokers and policyholders

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Overview

Onda is a UK-based cyber insurance MGA that distributes coverage to brokers and policyholders in the UK and France, with expansion into the US underway. Founded in 2022, the company operates as a Lloyd's of London coverholder and pairs underwriting authority with an in-house risk-monitoring platform, positioning itself as a cyber-focused MGA rather than a traditional carrier or broker.

Onda writes cyber insurance backed by Lloyd's capacity from Everest, Canopius, and Arch, and is distributed in the UK through CKRe Limited, an FCA-regulated intermediary. Its Lloyd's paper carries an A+ rating from A.M. Best and AA- from Standard & Poor's. Underwriting is supported by an exclusive partnership with cybersecurity ratings firm Panorays, whose data feeds into Onda's risk-assessment workflow, and claims are handled on Five Sigma's AI-native claims management platform under a partnership signed in late 2024.

The company has raised a Series B round led by Redwood Capital Partners, with additional backing from Aleph VC, Oak HC/FT, Greenfield Partners, BlueRed Partners, StepStone Group, Moneta VC, and angel investor Amichai Shulman, a co-founder of Imperva. Onda Group has subsidiaries in the UK, France, and the US, and employs 11-50 people. It launched a second product line, Onda X, in 2025 to extend cover into the mid-market.

Products & Services

Onda+

Cyber cover for small and medium enterprises and corporates with annual revenue up to GBP 100 million.

Key Features

  • Coverage limits up to GBP 5 million on an any-one-claim basis
  • Free automated risk reports for brokers ahead of underwriting
  • 24/7 incident response line for active cyber incidents

Target Users: SMEs and corporates, up to GBP 100 million in annual revenue

Distribution: Sold through CKRe Limited to UK and French brokers and policyholders

Onda X

Cyber cover for middle-market and larger businesses, launched in 2025 to extend Onda's reach further up the market in the UK and France.

Key Features

  • Aggregate limits up to GBP 5 million, written on a primary or excess basis
  • Underwritten using data from Onda's Navigator risk-monitoring platform

Target Users: Middle-market and larger businesses, roughly GBP 100 million to GBP 1 billion in annual revenue

Distribution: Sold through CKRe Limited to UK and French brokers and policyholders