Insurino
Policy-data aggregation and credit-verification platform for Swedish insurance advisors, brokers, and lenders.
Overview
Insurino is a data-aggregation platform for insurance advisors, brokers, and insurers in Sweden's P&C personal insurance market. The Solna-based company builds tools that pull a customer's existing policy and financial data into a single view, reducing the manual document review that advisors and lenders otherwise handle by hand.
The company's core insurance product, Forsakringsoversikt (Insurance Overview), aggregates a customer's existing insurance policies into one dashboard, extracting contract and coverage details from policy documents automatically and flagging upcoming renewal dates. Insurino also builds Lonespec Online, a credit and employment verification flow for lenders that uses BankID identification and pulls income data directly from the Swedish Tax Agency (Skatteverket) for real-time credit decisioning. Both products are delivered as web-based SaaS tools built on API access to Swedish government and identity-verification data sources.
Insurino was founded in 2017 by Nikita Koroed and Waldemar Gromov (CEO) and has raised a seed round of undisclosed size. Customers include TF Bank and GF Money; GF Money's managing director credited the company with a 15% increase in lending and roughly 15 hours of weekly processing-time savings.
Products & Services
Forsakringsoversikt (Insurance Overview)
Aggregates a customer's existing insurance policies into a single interface for insurance advisors, brokers, and insurers. Extracts contract and coverage details from policy documents automatically, flags upcoming expiration and renewal dates, and supports needs-analysis during advisory conversations. Positioned by the company as a step toward Open Insurance-style policy-data sharing, though no public API or formal data-sharing standard is documented for this product.
Key Features
- Automatic policy document extraction
- Renewal and expiration tracking
- Needs-analysis support for advisors
Target Users: Insurance advisors, brokers, and insurers
Lonespec Online
A three-step credit application flow for lenders: BankID identification, automatic collection of income and employment data directly from Swedish government authorities such as Skatteverket, and real-time credit decisioning.
Key Features
- BankID identification
- Direct data collection from the Swedish Tax Agency
- Real-time credit decisioning
Target Users: Lenders
At a Glance
- Founded
- 2017
- Headquarters
- Solna, Sweden
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Data & Analytics
- Subcategories
- Policy data aggregation Open Insurance data sharing
- Insurance Verticals
- P&C Personal
- Target Customers
- Brokers, Carriers
Customers
- TF Bank
- GF Money
- Elmarknad
- Sera
- Plus1
Links
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Last updated: 2026-08-12