Lya Protect

All-in-one CRM and digital distribution platform for independent insurance brokers

Distribution & Sales Growth Seed

Overview

Lya Protect is a SaaS CRM and business management platform for independent insurance brokers in France. Founded in 2018 by Arnaud Fournier and Amaury Tramoni -- former engineers and executives at APRIL Group -- the company develops tools that help courtiers en assurance (independent insurance brokers) manage clients, automate compliance tasks, and compare multi-insurer quotes from a single interface.

The company's core product, Lya Courtage, consolidates client relationship management, regulatory compliance, quote generation, and contract administration into one platform. It leverages API integrations with more than 40 insurance products to enable simultaneous multi-insurer comparison. A companion mobile client portal lets policyholders view their contracts directly. Lya also offers Lya Tech, a custom digital distribution platform development service targeting mutual insurers and large brokers.

As of 2026, Lya Protect serves more than 700 broker cabinets across France and claims to reduce administrative workload by approximately 40%. The company raised EUR 2.55M across two seed rounds, with both rounds backed by regional fund Kreaxi and broker industry business angels. Lya ranked 61st in the 2026 Fintech100 classification (13th for growth).

Products & Services

Lya Courtage

CRM and business management platform for independent insurance brokers. Automates administrative tasks, streamlines regulatory compliance, and provides integrated multi-insurer quote comparison and subscription workflows. Starting at EUR 35/month with no commitment required.

Key Features

Client relationship management with policy history and renewal tracking
Automated compliance tools for DDA/IDD, RGPD (GDPR), LCB-FT, and DORA regulatory frameworks
Multi-insurer quote comparison via API integrations (40+ products)
White-label digital client portal with companion mobile app
Claims intake and management workflow
Commission reconciliation and financial reporting
AI automation agents and ChatGPT integration for workflow optimization

Target Users: Independent insurance brokers (courtiers en assurance), general agents, wealth management advisors

Lya Tech

Custom digital distribution platform development for enterprise insurance market participants. Built on Lya Protect's existing technology stack, Lya Tech enables mutual insurers, large brokers, and insurance companies to deploy tailored distribution platforms with faster time-to-market.

Key Features

Custom platform development leveraging existing SaaS infrastructure
API-driven insurance product integrations
Scalable architecture supporting organizations with 12,000+ insured members

Target Users: Mutual insurers, wholesale brokers, insurance companies

At a Glance

Founded: 2018
Headquarters: Vaulx-en-Velin (Lyon), France
Employees: 11-50
Funding: Seed

Category & Focus

Category: Distribution & Sales
Subcategories: Agency Management CRM Quote-to-Bind Compliance Tools
Insurance Verticals: P&C Personal P&C Commercial Life & Annuity Specialty/E&S
Target Customers: Brokers, Agents/Agencies