ENROLLMENT123
Distribution management software platform for health plans, FMOs, and insurance distributors -- automating agent contracting, commissions, and compliance.
Overview
Enrollment123 (operating as e123 InsurTech) was founded in 1999 by Steve and David Jaeger in Laguna Beach, California. The company has spent 25+ years building enterprise distribution management software (DMS) for health insurance organizations, focusing on the complex workflows that connect health plans, field marketing organizations (FMOs), and insurance distributors.
The e123 platform -- branded Abacus -- is described as the leading life and health distribution management system for insurance marketers, carriers, and service providers. It unifies agent contracting, onboarding, hierarchy management, compliance oversight, commission processing, and performance analytics in a single scalable cloud-based system. The platform processes more than USD 1 billion in payments annually and supports 250,000+ agents accessing 14,500+ products across 1.6M+ policyholders.
In 2020, the company received private equity backing from Housatonic Partners. The platform has since expanded into the Medicare Advantage marketplace and launched its next-generation commissions platform, Abacus, designed to help health plans accelerate performance and gain complete visibility across agent-broker networks.
Products & Services
Abacus Platform
The company's next-generation commissions and sales distribution solution built to help health plans and FMOs accelerate performance, eliminate front-office friction, and manage agents, distributors, and commissions across health insurance distribution networks.
Key Features
- Agent onboarding and contracting workflows
- Hierarchy and distributor management
- Automated commission calculation and processing (65% fewer errors)
- Commission payout acceleration from weeks to days
- Real-time performance analytics and dashboards
- Compliance and regulatory oversight tools
- NeuroNet intelligence layer for real-time relationship and override reconciliation
- 30% increase in distributor retention
- HIPAA compliant, SOC 2 Type II certified, PCI DSS compliant, AICPA SOC certified
Target Users: Health plans, FMOs, insurance carriers, insurance distributors, and agencies
Distribution Management Modules
Modular solutions covering the full insurance distribution lifecycle:
Key Features
- Product set-up and management
- Enrollment processing
- Billing and administration
- Downline management
- Commission tracking
- Customer communications and CRM
Target Users: Health plans, FMOs, carriers, and distributors requiring modular distribution tooling
At a Glance
- Founded
- 1999
- Headquarters
- Laguna Beach, California
- Employees
- 51-200
- Funding
- PE-Backed (Housatonic Partners, 2020)
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Commission Management Agent Contracting Compliance FMO Technology
- Insurance Verticals
- Health Group Benefits
- Target Customers
- Carriers, Brokers, MGAs/MGUs, Agents/Agencies
Customers
- Health plans and carrier networks (names not publicly disclosed)
- Field Marketing Organizations (FMOs)
- Insurance agencies and distributors
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Last updated: 2026-04-10