Overview
XEMPUS is a digital distribution platform for occupational pension and life insurance, connecting brokers, carriers, and employers across Germany and Europe. Founded in 2007 as xbAV, the company rebranded to XEMPUS and built a platform that standardizes how group pension (bAV) and life insurance products are distributed between insurers, agents, and corporate clients.
The platform delivers four products: XEMPUS Advisor for broker consulting workflows, XEMPUS Manager for employer benefit administration, XEMPUS Customer Connect for insurer-branded employee and employer portals, and XEMPUS Platform as an API integration layer connecting all ecosystem participants. Delivery is SaaS-based with an open modular architecture, RESTful interfaces, and ISO 27001 certification. The system integrates with broker management systems, insurer platforms, and employer HR systems, and supports AI-ready infrastructure for analytics and automation.
XEMPUS processes over 100,000 new policies annually through the platform, with 18,000 insurance agents and 60,000 corporates as active users. Insurer customers include Allianz, AXA, Zurich, Generali, HDI, and ERGO, among others. The company has raised USD 125M across four rounds, including a USD 70M Series D in 2022 led by Goldman Sachs Asset Management and InfraVia Capital Partners.
Products & Services
XEMPUS Advisor
Consulting software for occupational retirement benefits (bAV), company health insurance (bKV), and supplementary pension schemes (bAKS), available in professional and enterprise variants.
Key Features
- Professional and enterprise configuration options
- Inventory management for bAV, bKV, and bAKS products
- Standardized consulting workflows for broker use
Target Users: Insurance brokers and agents advising on group benefit programs
XEMPUS Manager
Employer-facing administration system for managing occupational pension and benefit inventories.
Key Features
- Occupational pension (bAV) policy administration
- Corporate benefit inventory tracking and reporting
- Employer-side management of employee benefit records
Target Users: Employers and corporate HR departments
XEMPUS Customer Connect
Insurer-deployed portals giving employers and employees access to policy information and self-service management.
Key Features
- Employer and employee self-service portals
- White-label deployment for life insurers
- Policy information access and management tools
Target Users: Life insurers distributing group pension products through corporate channels
XEMPUS Platform
API-based integration layer providing standardized data exchange between insurers, brokers, and employer systems.
Key Features
- RESTful interfaces for system integration
- Import/export automation across ecosystem participants
- AI-ready infrastructure supporting analytics and machine learning use cases
Target Users: Life insurers and broker system vendors integrating with the XEMPUS network
At a Glance
- Founded
- 2007
- Headquarters
- Munich, Germany
- Employees
- 201-500
- Funding
- Series C+
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Digital Distribution Agency Management
- Insurance Verticals
- Life & Annuity Group Benefits
- Target Customers
- Carriers, Brokers, Agents/Agencies, Employers
Customers
- Allianz
- AXA
- Zurich
- Generali
- HDI
- Barmenia
- Gothaer
- R+V
- ERGO
- Nurnberger
Links
Similar Companies
-
iAgencyCloud-based agency management platform for insurance advisors in India -
KayrosSaaS platform for multi-channel insurance distribution -
InsurancePadosiAI-powered insurance marketplace offering personalized coverage recommendations for consumers in India -
AdamanticSoftware platforms for insurance agents and brokers, built on blockchain and IoT technology -
AssurekitEmbedded insurance MGA powering contextual protection for India's digital platforms -
eSimbaBroker management software for insurance intermediaries in Romania
Last updated: 2026-07-29