Worthright
Life insurance settlement platform for seniors and home care payment management
Overview
Worthright was a Boston-based life settlement technology platform founded in December 2019 that helped seniors and their families access the value embedded in existing life insurance policies to fund retirement and long-term care costs. The company worked at the intersection of insurance, elder care finance, and home care operations, enabling policyholders to sell or monetize policies they could no longer afford or no longer needed.
The platform provided free policy appraisals and referrals to licensed life settlement brokers, assessing policy value, modeling settlement offers, and coordinating transactions between sellers, advisors, and institutional buyers without acting as a broker or policy buyer itself. Worthright later expanded into a shared family banking layer and payment management tools for home care agencies, helping them offer financial assistance options to clients facing care funding gaps.
Worthright participated in the Techstars Boston 2020 accelerator cohort and worked with over 50 home care agencies and hundreds of families before ceasing operations on August 5, 2022. The company received USD 120,000 from the Techstars program along with support from MassChallenge and Walnut Ventures. Total documented funding including a 2020 PPP loan was approximately USD 139,862.
Products & Services
Life Insurance Settlement Marketplace
Worthright guided policyholders through the process of selling an unwanted or unaffordable life insurance policy on the secondary market. The platform assessed policy value, modeled settlement offers, and matched sellers with institutional buyers, managing the transaction end-to-end. Worthright acted as a facilitator rather than a broker or buyer, providing free appraisals and referrals to reputable life settlement brokers to eliminate conflicts of interest.
Key Features
- Intelligent policy evaluation and value assessment
- Settlement offer modeling and buyer matching
- End-to-end transaction coordination between sellers, advisors, and institutional buyers
- Free appraisals with referrals to licensed settlement brokers
Target Users: Seniors aged 65 and older holding life insurance policies, and their adult children managing retirement and long-term care costs
Home Care Payment Solutions
Worthright expanded to serve home care agencies directly, providing tools for managing client payment options and financial assistance.
Key Features
- Client payment management tools for home care agencies
- Financial assistance offerings for clients with care funding gaps
- Staffing forecasting capabilities
Target Users: Home care agencies and their clients needing in-home care
Shared Family Banking Platform
A transparency and fund management layer enabling families to collectively oversee care costs.
Key Features
- Shared visibility into care fund usage
- Multi-member access for family coordination
- Reduced friction in family care financial management
Target Users: Families managing shared care expenses
At a Glance
- Founded
- 2019
- Headquarters
- Boston, MA
- Employees
- 1-10
- Funding
- Accelerator (USD 120,000)
Category & Focus
- Category
- Specialty Solutions
- Subcategories
- Life Settlement Platform Home Care Payment Solutions
- Insurance Verticals
- Life & Annuity
- Target Customers
- Consumers, Employers
Customers
- 50+ home care agency partners
Links
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Last updated: 2026-05-18