Winse

Digital tools for creating, integrating, and distributing insurance products across any platform.

Distribution & Sales Startup Seed

Overview

Winse is an embedded insurance distribution platform for insurers and businesses operating in Latin America. The platform provides B2B SaaS tools that enable organizations across sectors -- including neobanks, real estate firms, digital wallets, technology companies, and veterinary clinics -- to integrate and offer insurance products to their customers without building insurance infrastructure from scratch.

The platform operates as a cloud-native aggregator and policy issuer, supporting a range of coverage types such as technology protection, home and rental guarantee, unemployment protection, pet, life, health, and personal accident insurance. Businesses access the platform via multiple integration methods, including an embedded widget and REST APIs, allowing rapid deployment of insurance offerings across digital channels.

Founded in 2022 and based in Buenos Aires, Winse participated in the RUS Accelerator (a joint initiative of Digital Insurance LatAm and Rio Uruguay Seguros) in 2024. The company operates in the early stages of growth with a focused presence in the regional insurtech ecosystem, sponsored by the Insurminds podcast series. The platform is connected to Fintoware, a fintech-related parent or affiliated entity.

Products & Services

OmniWidget

A flexible embeddable widget that allows businesses to integrate and surface insurance products within their own digital platforms and applications.

Key Features

Embed insurance products into any digital channel
Supports multiple coverage types
No-code or low-code integration option

Target Users: Technology companies, neobanks, digital wallets, and any organization offering insurance to end users

Broker AI

AI-powered tooling for insurance broker operations and workflow automation.

Key Features

Automated broker workflows
AI-assisted insurance operations
Supports distribution network management

Target Users: Insurance brokers and intermediaries

Inspeccionar

Inspection and verification tools supporting underwriting and claims assessment processes.

Key Features

Digital inspection workflows
Verification for underwriting inputs
Claims assessment support

Target Users: Carriers and MGAs requiring inspection and risk verification

CRE-Claim

Claims management and resolution platform.

Key Features

End-to-end claims handling
Resolution workflow management

Target Users: Carriers, MGAs, and platform operators managing claims

Insure Core

Core insurance management and policy administration system.

Key Features

Policy lifecycle management
Core insurance administration functions

Target Users: Insurance carriers and platforms requiring core admin capabilities

S456

A core product within the Winse platform ecosystem. Specific functionality details are not publicly disclosed.

Target Users: Insurance operators on the Winse platform

At a Glance

Founded: 2022
Headquarters: Buenos Aires, Argentina
Employees: 1-10
Funding: Seed

Category & Focus

Category: Distribution & Sales
Subcategories: Embedded Insurance Insurance Distribution Platform Quote-to-Bind
Insurance Verticals: P&C Personal Life & Annuity Health Specialty/E&S
Target Customers: Carriers, Brokers, MGAs/MGUs, Consumers