WaniWani
AI distribution infrastructure for insurance products on conversational AI platforms
Overview
WaniWani is an AI distribution infrastructure provider for carriers and digital insurers, enabling regulated insurance products to be quoted and sold through conversational AI platforms such as ChatGPT, Claude, and Gemini. The company operates primarily in the P&C personal and specialty segments, serving carriers, MGAs, and digital insurers seeking to reach customers through emerging AI-driven channels.
The platform handles the full integration layer between insurance back-ends and AI assistants: natural language data collection, real-time pricing engine connectivity, compliance enforcement, and multi-jurisdiction regulatory rule management. Products are delivered as API-based infrastructure that insurance providers connect to, allowing AI agents to conduct compliant sales conversations without requiring insurers to build custom AI capabilities.
Founded in 2026 by Raphael Vullierme (CEO) and Maxime Antoine (CTO), WaniWani achieved a notable early milestone when it facilitated the first OpenAI-approved insurance AI app in February 2026, enabling Tuio Insurance to offer real-time home insurance quotes on ChatGPT. The company raised USD 700K in seed funding from Hexa and reports that AI-driven channels generate roughly 20% of new business for digital insurers deploying the platform. As of February 2026, twelve additional insurance AI applications built on WaniWani were in the OpenAI approval pipeline.
Products & Services
AI Storefront
Provides insurance providers with an AI-native distribution channel across conversational AI platforms. The product connects carrier pricing and product data to AI assistants, enabling natural language quote-and-bind flows with real-time documentation sourcing and lead capture.
Key Features
- Natural language Q&A with real-time documentation sourcing
- Dynamic pricing engine integration with carrier systems
- Lead capture and session management across AI platforms
Target Users: Carriers, digital insurers, and MGAs seeking to distribute products through AI assistants
Top of Funnel Monitoring
Synthetic buyer testing and regression analysis tooling that tracks insurance product performance across different AI models, monitoring quote accuracy, user experience consistency, and distribution reach.
Key Features
- Synthetic buyer simulation across multiple AI platforms
- Regression analysis for quote accuracy and product consistency
- Cross-platform performance benchmarking
Target Users: Product and distribution teams at carriers and digital insurers
AI App Analytics
Full-funnel performance tracking for insurance products distributed through AI channels, providing session-level logging and detailed conversion metrics.
Key Features
- Cross-platform analytics with session-level logging
- Quote request and conversion rate tracking
- Funnel performance comparison across AI platforms
Target Users: Growth and analytics teams at insurance providers
Compliance Monitoring
Real-time compliance verification layer that enforces jurisdiction-specific regulatory rules within AI-driven insurance sales flows, managing disclosures and multi-step regulatory workflows.
Key Features
- Real-time disclosure verification during AI conversations
- Jurisdiction-specific regulatory rule enforcement
- Multi-step compliance workflow management
Target Users: Compliance and legal teams at carriers and regulated insurers
At a Glance
- Founded
- 2026
- Headquarters
- Brussels, Belgium
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Embedded insurance AI-native distribution API platforms
- Insurance Verticals
- P&C Personal Specialty/E&S Health
- Target Customers
- Carriers, MGAs/MGUs, Agents/Agencies
Customers
- Tuio Insurance
- Oscar Health
- AXA
- Nationwide
- Progressive
- iSalud
- Flitter
- Lassie
- Simplis
- Sidecare
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Last updated: 2026-05-18