VHS InsurTech
AI-powered health insurance risk control and underwriting technology for insurance carriers in China
Overview
VHS InsurTech is an AI-based underwriting and risk control platform for health and life insurance carriers operating in China. Part of the Valurise Group, the company provides integrated B2B technology solutions covering risk assessment, fraud detection, and claims processing for the domestic insurance market.
The company's flagship platform, VAIHI, combines medical knowledge graphs containing more than 400,000 terminology entries, NLP-based claims evaluation, and population health risk stratification into a unified risk control system. The platform supports more than 50 disease-specific AI diagnostic modules and processes over 100 million medical records per year with millisecond response times. Beyond the core platform, VHS InsurTech offers health management value-added services and custom insurance operations platform builds for carriers with specific configuration requirements.
The company works with more than 60 domestic insurance carriers, including partners that together represent over half of China's commercial insurance market by premium volume. Its technology supports millions of active policyholder accounts across medical expense, critical illness, pediatric, and tax-advantaged insurance products. Mayo Clinic holds a strategic investment position in VHS InsurTech.
Products & Services
VAIHI (AI Health Insurance Risk Control System)
AI platform for underwriting risk assessment, fraud detection, and claims validation in health insurance. Combines medical knowledge graph data, NLP-based claims processing, and population risk stratification to help carriers manage underwriting and claims outcomes.
Key Features
- Medical knowledge graph with more than 400,000 medical terminology entries
- More than 50 AI diagnostic modules covering common disease categories
- Real-time NLP-based claims assessment and fraud detection
- Processes more than 100 million medical records annually
Target Users: Health and life insurance carriers
Insurance Risk Control Solutions
AI-powered solutions for carrier risk management across the insurance lifecycle, including fraud prevention, claims validation, and population health risk scoring.
Key Features
- Fraud detection and claims validation
- Population health risk stratification
- Underwriting support and decision tools
Target Users: Insurance carriers
Insurance Value-Added Health Services
Health management and wellness programs delivered through carrier platforms to support policyholder engagement and preventive care.
Key Features
- Health monitoring and wellness programs
- Preventive care and psychological counseling services
- Customer health engagement support
Target Users: Carriers; end policyholders
Custom Insurance Platform Development
Bespoke development services for carriers requiring tailored underwriting, claims, or operations platform builds.
Key Features
- Custom insurance operations platforms
- Tailored underwriting system development
- Claims management system builds
Target Users: Insurance carriers with specific platform requirements
At a Glance
- Headquarters
- Shanghai, China
- Funding
- PE-Backed
Category & Focus
- Category
- Underwriting & Risk
- Subcategories
- Fraud Detection AI Underwriting Health Risk Stratification Claims Technology
- Insurance Verticals
- Health Life & Annuity
- Target Customers
- Carriers
Customers
- 60+ domestic Chinese insurance carriers
Links
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Last updated: 2026-07-22