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uthere

A fully digital insurance brokerage letting Portuguese consumers quote, buy, and claim online in minutes.

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Overview

uthere is a digital insurance brokerage serving individual consumers in Portugal, distributing auto, home, and life insurance policies through a fully online quote-to-bind platform, with a health line in development.

Based in the Lisbon area (Estoril), the company runs a single-page web application that lets consumers simulate, compare, and buy policies from partner carriers, then file claims digitally. uthere describes its position as sitting between a digital broker and a modern insurer, and uses a named digital assistant to walk consumers through simulations and personalized product recommendations. It is authorized as a certified insurance mediator by ASF, Portugal's insurance and pension funds regulator.

Founded in 2018 by CEO Joao Pedro Madureira, uthere raised a Series A round backed by iCapital and Zharta. The platform's deepest feature set is in life insurance, including policies starting near EUR 10 per month and support for transferring an existing bank-sold life policy, backed by a 30-day money-back guarantee. uthere is listed in The Digital Insurer's InsurTech Directory under comparison sites and new business models.