ubiqs insurtech
SaaS platform for digital insurance distribution and policy management in Latin America
Overview
Ubiqs Insurtech is a digital distribution and policy administration platform for insurance carriers and brokers operating in Latin America. Legally registered as Ubiquitous Solutions S.A. and headquartered in Escazú, Costa Rica, the company provides a SaaS solution that enables insurers and intermediaries to sell, issue, and manage personal lines policies through digital channels.
The platform covers the end-to-end policy lifecycle: online comparison and quoting, digital issuance, integrated payment processing, automated renewal communications, and claims tracking. A variable, transaction-based pricing model aligns costs with business volume. The company also operates Lili, a consumer-facing Android mobile application through which end customers can purchase and self-manage vehicle, travel, student, and minor medical expense policies without agent intermediation.
Founded in 2009, Ubiqs received venture backing from InvertUP, the investment arm of Costa Rican technology incubator ParqueTec, and subsequently participated in a LATAM-focused accelerator program that supported market entry into Chile, Mexico, and Ecuador.
Products & Services
Ubiqs Insurtech Platform
A multi-tenant SaaS solution that digitizes insurance distribution and policy operations for carriers and brokers in Latin America.
Key Features
- Online insurance comparison and real-time quoting
- Digital policy issuance with reduced underwriting cost
- Multi-method online payment collection
- Automated renewal reminder workflows to reduce lapses
- Claims tracking and management portal
- Policy administration and document management
Target Users: Insurance carriers and brokers targeting personal lines customers in LATAM
Lili Mobile App
A consumer-facing Android application enabling direct-to-consumer insurance purchase and self-service policy management without agent intermediation.
Key Features
- Purchase vehicle, travel, student, and minor medical expense policies
- Self-service policy management and document access
- Direct claims initiation and status tracking
- Policyholder notifications and renewal reminders
Target Users: Individual insurance consumers in Costa Rica and LATAM markets
At a Glance
- Founded
- 2009
- Headquarters
- Escazú, San José, Costa Rica
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Digital Storefront Policy Administration Mobile Insurance
- Insurance Verticals
- P&C Personal Health
- Target Customers
- Carriers, Brokers, Consumers
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Last updated: 2026-05-18