U-BX Technology

AI-powered risk assessment and digital services for China's P&C insurance market

Underwriting & Risk Established Public

Overview

U-BX Technology is an AI-driven solutions provider delivering specialized technology services to property and casualty insurance carriers and brokers in China. The company builds tools and platforms that help P&C institutions improve risk assessment, expand digital reach, and retain policyholders through bundled benefits programs.

The company's platform centers on three service lines. The flagship product -- the Magic Mirror algorithm -- uses artificial intelligence and optical character recognition to score payout risk for auto insurance coverage, producing carrier-facing reports on accident probability and projected settlement amounts. Alongside risk assessment, the company offers digital promotion services to help carriers and brokers increase consumer engagement on social media platforms. A third line provides value-added benefit packages (auto maintenance, vehicle moving notification, and similar services) bundled with P&C policies to strengthen policyholder retention.

U-BX Technology serves over 300 city-level P&C carriers and approximately 200,000 insurance brokers across China. The company has been publicly traded on NASDAQ since March 2024 under ticker UBXG. Revenue in fiscal year 2025 was USD 29.67 million.

Products & Services

Magic Mirror Risk Assessment Algorithm

A proprietary AI-based scoring system that calculates payout risk for auto insurance policies. The system analyzes vehicle data -- including brand, model, travel area, and vehicle age -- using artificial intelligence and optical character recognition, generating risk reports that estimate accident likelihood, claims frequency, and projected settlement amounts.

Key Features

AI-driven payout risk scoring for auto insurance underwriting
OCR-based extraction and analysis of vehicle characteristics
Carrier-facing reports covering accident probability and settlement projections

Target Users: P&C insurance carriers underwriting auto insurance policies

Digital Promotion Services

A digital marketing service that helps insurance carriers and brokers grow their consumer reach on social media platforms in China. The service distributes content and campaigns designed to drive consumer engagement and lead generation for P&C insurance products.

Key Features

Social media content distribution for insurance carrier and broker brands
Consumer engagement campaigns for auto and property insurance products
Digital marketing support for carrier and broker client acquisition

Target Users: P&C insurance carriers and brokers seeking to expand digital distribution

Value-Added Bundled Benefits

A catalog of non-insurance benefits packaged alongside P&C insurance policies to improve policyholder satisfaction and reduce churn. Benefit packages are distributed through carrier and broker channels and complement auto and property insurance products.