TotalAsig

Online insurance broker in Moldova offering instant quote-and-buy auto, property, and travel cover.

Distribution & Sales

Overview

TotalAsig is an online insurance brokerage serving individual vehicle owners and travelers in Moldova, offering mandatory and optional auto cover, property insurance, and travel/medical policies through a single quote-and-buy platform. The operating entity is B.A.R. BROKER-ASIST S.R.L., a Moldovan insurance intermediary holding an insurance-broker license (no. 000855, effective November 2016), with registered addresses in Chisinau.

The brokerage's core lines are RCA (mandatory motor third-party liability), CASCO (optional vehicle damage/theft cover), and Carte Verde (Green Card cover for cross-border travel), alongside property insurance and travel/medical policies for Moldovans traveling abroad. It also processes payments for Moldovan, Romanian, and Bulgarian road-use vignettes alongside its auto insurance flows.

The platform pulls vehicle data directly from Moldova's official RCA Data registry and compares live premiums from multiple licensed insurers against the National Bank of Moldova's reference RCA rate, letting a buyer compare offers before purchasing. Quotes convert to a bound policy online with card or e-wallet payment and automatic email delivery of the policy document; a customer portal and mobile app support renewals and post-purchase policy management.

Products & Services

RCA (Mandatory Auto Liability)

Moldova's mandatory motor third-party liability policy. The online calculator pulls vehicle data from the official RCA Data registry and compares live offers from multiple licensed insurers against the National Bank of Moldova's reference premium; purchase and card payment complete online with the policy issued and emailed automatically. Following partial market liberalization that began in January 2025, RCA prices rose roughly 15-20% by mid-2025 as insurers began setting their own coefficients.

CASCO (Optional Comprehensive Auto)

Optional vehicle damage and theft coverage, quotable and purchasable through the same online flow as RCA.

Carte Verde (Green Card)

International motor liability cover for cross-border travel, issued online instantly through a dedicated calculator.

Property Insurance

Coverage for movable and immovable property.

Medical/Travel Insurance

Medical insurance for Moldovans traveling abroad.

Road Tax and Vignette Payments

Calculators for Moldovan, Romanian (Rovinieta), and Bulgarian (eVinieta) road-use vignettes, offered alongside the RCA and Carte Verde purchase flow.

Personal Cabinet and Mobile App

A customer self-service portal at cabinet.totalasig.md plus an iOS/Android app for policy management, renewal reminders, expiration alerts, and offline access to policy documents.