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Think Insurtech

SaaS platform and MGU for end-to-end health insurance distribution

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Overview

Think Insurtech is a health insurance MGA (operating under the ThinkInsurcare brand) and SaaS platform provider based in Courbevoie, France. The company serves brokers, carriers, and insurance distribution professionals in the Private Medical Insurance (PMI) and International Private Medical Insurance (IPMI) markets.

The company operates a dual business model: a SaaS distribution platform for end-to-end health insurance management, and a next-generation Managing General Underwriter that underwrites international health insurance and employee benefits (EB) products for corporate and individual clients. Capacity is provided through partner carriers; the MGU operates under the ThinkInsurcare brand and focuses on EMEA with international coverage.

The SaaS platform supports IDD (Insurance Distribution Directive) compliance, multi-currency payment processing, and automated policy renewal workflows, alongside digital tender handling and group HR transparency tools. The company is part of the LF InsuInvest Group and is a member of French Tech, with recognition from Finance Innovation.

Products & Services

Think Individuals & Families

A module for managing PMI and IPMI products for individual and family segments, providing digital data management, automated process workflows, and IDD-compliant proposal generation.

Key Features

  • Digital data management and automated process workflows
  • Plan comparison and IDD-compliant proposal generation
  • Document generation and policy issuance automation

Target Users: Brokers distributing individual and family PMI/IPMI products

Distribution: Broker-facing SaaS platform

Think Corporate

An employee benefits and corporate health insurance management solution for international group programs, with digital tender handling and group HR transparency tools.

Key Features

  • Digital tender management for group programs
  • HR transparency and reporting features
  • Compliance management for international EB distribution

Target Users: Brokers and HR advisors managing corporate health and benefits programs

Distribution: Broker-facing SaaS platform

Think Digital Signature & Payment

An integrated transactional module combining electronic signature, multi-currency payment processing, reconciliation, and automated policy renewal capabilities.

Key Features

  • Advanced Biometric Signature API integration
  • Universal Payment Gateway API supporting multi-currency transactions
  • Automated renewal and reconciliation workflows

Target Users: Health insurance distributors handling multi-currency billing and renewals

Distribution: Embedded in the SaaS platform; API-accessible

Think Compliance

GDPR and IDD compliance support tools integrated with the INSquary RegTech platform for Know Your Distributor (KYD) regulatory assessments, including multilingual compliance questionnaires.

Key Features

  • GDPR compliance tooling
  • IDD-aligned proposal and documentation workflows
  • INSquary integration for Know Your Distributor assessments

Target Users: Carriers and MGAs managing distributor onboarding and regulatory compliance

Distribution: Embedded in the SaaS platform

Think Marketplace

A plan comparison platform for detailed health insurance analysis and client consultation, enabling advisors to compare PMI/IPMI products before recommending coverage.

Target Users: Insurance advisors and brokers researching health insurance options for clients

Distribution: Broker-facing comparison portal

Think Mobile App

A mobile application providing real-time client communication, quotation tools, plan comparison, and policyholder interaction management for insurance professionals.

Target Users: Mobile-first insurance distribution professionals

Distribution: iOS/Android app for advisors