Testamento

SaaS platform for life insurance estate planning and beneficiary clause management

Distribution & Sales Growth Seed

Overview

Testamento is a B2B SaaS platform for life insurance estate planning and beneficiary clause management, serving bancassurance institutions, insurers, and independent wealth advisors in France. Founded in 2013 by Virgile and Sylvain Delporte, the company started by digitizing will services and expanded into a modular software suite for life insurance distribution professionals.

The platform covers three main areas: a pre-sales optimization tool that uses AI to match clients with appropriate life and health insurance products, a beneficiary clause management system with compliance archiving, and a white-label estate planning module available via SaaS or API. The API-first architecture supports embedding within existing insurance distribution systems, CRM integration, and SSO.

Major European insurers -- including Generali, Allianz, AXA, La Banque Postale, and MACIF -- use the platform. Testamento reports more than 4,000 advisors active on the platform and reach across 2.5 million people in France. The company raised EUR 3,000,000 in seed funding in 2019 and participated in the French Assurtech Accelerator program in 2018.

Products & Services

Testamento Optimizer

An AI-assisted pre-sales tool that guides advisors through a structured client needs assessment to identify and recommend suitable life and health insurance products.

Key Features

Guided needs assessment workflow
AI-driven product recommendation engine
Compatible with bancassurance, mutual insurer, and independent advisor channels

Target Users: Bank advisors, life insurance sales teams, independent wealth management professionals

Testamento Beneficiary

A SaaS system for managing and archiving beneficiary clause updates within life insurance contracts, with compliance and audit trail capabilities.

Key Features

Beneficiary clause creation and ongoing management
Compliance-oriented document archiving
API integration with life insurance distribution platforms

Target Users: Insurers, bancassurance operations, life insurance administrators

Testamento Planner

A white-label estate and succession planning platform available via SaaS or API for embedding within advisor-facing tools.

Key Features

Estate planning and optimization guidance for clients
White-label branding for institutional deployment
API-first architecture for integration with existing platforms

Target Users: Independent wealth advisors, bancassurance teams, life insurance distributors

At a Glance

Founded: 2013
Headquarters: Paris, France
Employees: 11-50
Funding: Seed

Category & Focus

Category: Distribution & Sales
Subcategories: Pre-sales optimization estate planning tools beneficiary clause management
Insurance Verticals: Life & Annuity
Target Customers: Carriers, Agents/Agencies