Overview
Swipet is a pet health insurance MGA selling directly to dog and cat owners in Spain and across the EU. The company operates under DGSFP authorization (E0118B56230527) through a capacity arrangement with Fidelidade Espana. It was founded in 2023 with early backing from Lanzadera, the venture program associated with entrepreneur Juan Roig.
Swipet underwrites a single customizable veterinary expense plan with a 70% reimbursement rate and an annual coverage limit of EUR 3,000. The company accepts all dog breeds, including brachycephalic breeds commonly excluded by other carriers, and covers spaying and neutering as a preventive procedure -- an uncommon inclusion in the Spanish pet insurance market.
Sales run through a direct-to-consumer digital platform. Swipet launched its online quoting tool in November 2023 and completed full online policy issuance by April 2024. The company closed a EUR 400,000 pre-seed round in January 2026 led by Aticco, with strategic participation from Jordi Rivera (President of the Board at Caja Ingenieros Vida) and Elisabet Oller (former Director of Innovation at Sabadell Zurich).
Products & Services
Pet Health Insurance
Customizable veterinary expense coverage for dogs and cats sold directly to consumers.
Key Features
- 70% reimbursement on covered veterinary expenses
- EUR 3,000 annual coverage limit
- No waiting period for accidents; 60-day carency for routine care
- Free choice of veterinarian in Spain and the EU
- Surgical procedures, diagnostics, and hospitalization
- Preventive checkups with biannual laboratory testing (100% reimbursed)
- Spaying and neutering (covered as a preventive procedure)
- Dental care and cleanings
- 24-hour telemedicine via video call
- Civil liability coverage
- Optional add-on: death and cremation services
- Vaccinations covered (EUR 100 annual limit, excluding leishmaniosis)
- Multi-pet discount of 5-10%
Target Users: Pet owners in Spain and the EU
Distribution: Direct to consumers via online platform and mobile app
At a Glance
- Founded
- 2023
- Headquarters
- Madrid, Spain
- Employees
- 11-50
Category & Focus
- Category
- Specialty Solutions
- Insurance Verticals
- P&C Personal
- Target Customers
- Consumers
Similar Companies
-
NuVuSpecialty MGA distributing cargo, professional liability, D&O, and aviation coverage to brokers across Spain and Portugal -
BBLUECYBER SegurosCyber insurance for SMEs and families in Latin America, bundled with managed detection and response services
-
helmonItalian cyber insurance MGA serving SMEs and supply chain operators through integrated risk management platforms and cyber liability coverage -
TuggerWhite-label towing protection for car rental and roadside assistance companies -
VERSICHERIX AGP2P insurance platform using blockchain and smart contracts for on-demand policy creation and automated claims processing -
InsuDealKorea's first insurance policy secondary market platform
Last updated: 2026-07-17