StartCASCO

Pay-per-use CASCO insurance for Russian drivers via a mobile app

Specialty Solutions Growth Bootstrapped

Overview

StartCASCO is a mobile application offering on-demand CASCO (comprehensive auto) insurance for individual drivers in Russia. The service enables consumers to activate auto coverage only when needed -- before a specific trip or parking period -- rather than purchasing a traditional annual policy.

The application delivers two coverage modes through an Android mobile app: driving coverage, billed per minute, and parking coverage, billed monthly. Insurance is underwritten by Insurance Company ROSINKOR Reserve Ltd., licensed by the Central Bank of Russia (licenses CI 3535 and PI 3535). Coverage is available in Moscow, the Moscow region, St. Petersburg, and the Leningrad region, with policies valid across the Russian Federation.

The company positions its product around cost savings compared to standard CASCO policies, citing potential savings of up to 80% for drivers who insure selectively. Safe driving behavior is rewarded with additional discounts.

Products & Services

On-Demand CASCO Mobile App

A pay-per-use comprehensive auto insurance application for Android. Drivers activate coverage before each trip or parking period and are billed only for time insured.

Key Features

Driving coverage from approximately USD 0.02 per minute
Parking/theft coverage from approximately USD 7 per month
Safe-driving discounts based on behavior
Coverage active across the Russian Federation
APK distribution for Android devices

Target Users: Individual car owners in Russia seeking flexible, usage-based auto insurance

At a Glance

Headquarters: Moscow, Russia
Employees: [Unknown]
Funding: Bootstrapped

Category & Focus

Category: Specialty Solutions
Subcategories: On-Demand Insurance Usage-Based Insurance Mobile Insurance App
Insurance Verticals: P&C Personal
Target Customers: Consumers