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Sias System

Web-based portfolio and agency management platform for independent insurance producers in Puerto Rico.

Distribution & Sales Established Bootstrapped
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Overview

Sias System is an agency management platform for independent insurance producers and agencies in Puerto Rico, covering property, health, and condominium-association lines. The web-based, cloud-hosted system centralizes policy portfolio administration, client communications, and commission reconciliation for agents who previously tracked this work manually or across disconnected tools.

The platform runs on Google Cloud infrastructure and is delivered as a subscription SaaS product across separate modules for property/contingency lines, health and life lines, and condominium-association billing, plus a combined bundle. Shared capabilities across modules include digital document storage, automated client communications sent via WhatsApp (renewal reminders, birthday greetings, vehicle-registration expiration notices), a customizable reporting center, commission reconciliation by insurer or agency, and daily encrypted backups to mirrored servers, with access from iOS, Android, tablet, and desktop browsers.

The company was founded by Gonzalo Aranibar and has operated for more than a decade, according to a November 2025 profile in Revista Seguros Puerto Rico. Sias System reports more than 200 insurance producer and agency office customers in Puerto Rico. Its platform underwent a security audit commissioned by Triple-S, a major Puerto Rico carrier, prior to Hurricane Maria in 2017. The company is bootstrapped and states it is developing AI features for the product.

Products & Services

Propiedad (Property)

Portfolio management module for property and contingency insurance lines, covering renewal process management, commission reconciliation, and process automation for property-line producers.

Key Features

  • Renewal process management
  • Commission reconciliation
  • Process automation for property-line business

Target Users: Independent producers and agencies writing property and contingency lines

Salud (Health)

Portfolio module covering life insurance, medical plans, cancer plans, and annuities.

Key Features

  • Life insurance policy tracking
  • Medical and cancer plan administration
  • Annuity tracking

Target Users: Independent producers and agencies writing health, life, and annuity business

Condominios (Condominiums)

Billing-focused module for condominium-association insurance business, covering invoicing, purchase-sale certificates, payment reconciliation, and document creation.

Key Features

  • Invoicing for condominium-association accounts
  • Purchase-sale certificate generation
  • Payment reconciliation

Target Users: Producers and agencies handling condominium-association insurance billing

SIAS Pro

Combined annual-subscription bundle covering the Property and Health modules plus two Condominium modules.

Target Users: Agencies wanting the full suite of portfolio management modules under one subscription

At a Glance

Headquarters
Guaynabo, Puerto Rico
Funding
Bootstrapped

Category & Focus

Category
Distribution & Sales
Subcategories
Agency Management Portfolio Administration
Insurance Verticals
P&C Personal P&C Commercial Life & Annuity Health
Target Customers
Agents/Agencies

Customers

  • Seguros N. Colon
  • Vela Insurance

200+ insurance producer offices

Last updated: 2026-08-09