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SereniTrip

Digital car rental deductible insurance for travelers

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Overview

SereniTrip is a P&C personal lines MGA selling car rental deductible insurance direct to consumers in France and for international rentals worldwide. The company writes coverage through a capacity partnership with AIG, offering deductible buyback (CDW/LDW) products for travelers renting vehicles from traditional agencies and peer-to-peer car sharing platforms.

Founded in June 2019 by Alice Champenois and Alexandre Houizot in Nantes, France, SereniTrip offers daily and annual deductible protection plans, comprehensive damage waiver products, and specialized coverage for utility vehicle rentals. Coverage extends from single-day rentals to periods up to 180 days.

The company distributes exclusively through its digital platform at serenitrip.fr, with an online claims process and average settlement time of 48 business hours. Its products are priced below typical counter insurance sold by rental agencies at pickup.

Products & Services

SereniPack Journalier

Daily deductible buyback for rentals of four or more days. Coverage includes damage to windows, tires, and headlights, undercarriage incidents, flat battery service, towing, baggage theft, and rental interruption caused by accidents. Priced at EUR 9.06 per day.

Key Features

  • Vehicle deductible protection (windows, tires, headlights, undercarriage)
  • Roadside services (flat battery, towing)
  • Baggage theft and rental interruption

Target Users: Individual travelers booking short to medium rental trips

Distribution: Direct via serenitrip.fr

SereniPack Annuel

Annual subscription covering deductible buyback across all rentals for 12 months without per-trip enrollment. Priced at EUR 107.81 per year. Designed for business travelers and frequent leisure renters.

Key Features

  • Year-round rental deductible coverage
  • No per-booking activation required
  • Compatible with all rental agencies and peer-to-peer platforms

Target Users: Frequent renters requiring continuous deductible protection

Distribution: Direct via serenitrip.fr

SereniZen

Full CDW/LDW coverage for rental periods without existing deductible protection. Insures vehicle damage and theft for rentals lasting between 1 and 180 days.

Key Features

  • Full damage and theft coverage
  • Rental periods from 1 to 180 days
  • Valid with international rental bookings

Target Users: Travelers without existing rental deductible coverage

Distribution: Direct via serenitrip.fr

SereniPack Utilitaire

Daily insurance for van and utility vehicle rentals. Covers damage, theft, and roadside assistance. Priced at EUR 19.51 per day.

Key Features

  • Damage and theft coverage for vans and utility vehicles
  • Roadside assistance
  • Valid for personal and commercial use

Target Users: Individuals and businesses renting utility or commercial vehicles

Distribution: Direct via serenitrip.fr