RCA.MD
Online insurance brokerage for auto, travel, and property cover in Moldova
Overview
RCA.MD is a digital-first insurance brokerage serving individual consumers and vehicle owners in the Republic of Moldova. Operated by ONLINE Broker de Asigurare S.R.L., a licensed intermediary authorized by Comisia Nationala a Pietei Financiare (CNPF license CNPF 000838, issued 17.12.2010), the company describes itself as the first online insurance seller in Moldova and has operated continuously since its 2010 registration.
The brokerage places mandatory auto liability insurance (RCA), Green Card cross-border motor cover, comprehensive auto insurance (CASCO), travel and health insurance, and property insurance, comparing offers across a panel of Moldovan carriers rather than selling a single insurer's product line. Distribution runs through the rca.md website (Romanian and Russian versions), native iOS and Android apps, and phone, WhatsApp, Viber, Telegram, and Messenger support channels.
The platform's quote engine calculates a real-time premium from a personal or company ID number and a vehicle registration number, issues the policy without an office visit or vehicle inspection, and delivers it by email, with an option for same-day or next-day physical delivery in Chisinau. Online card payments are processed by Digital Payments S.R.L., a National Bank of Moldova-licensed payment service provider. The company states it has served more than 50,000 customers since 2010.
Products & Services
RCA (Mandatory Auto Liability)
Real-time premium calculation from a personal/company ID number and vehicle registration number.
Key Features
- Policy issued within minutes, no office visit or vehicle inspection required
- E-policy delivered by email; free same-day/next-day physical delivery available in Chisinau
CASCO (Comprehensive Auto Insurance)
Individualized coverage quotes with personalized consultation.
Key Features
- Full payment or installment plans supported
- Issued within a few minutes
Green Card (Cross-Border Motor Insurance)
Real-time quote and issuance for travel outside Moldova within Green Card system countries.
Key Features
- Delivered by email or physical delivery in Chisinau
Travel & Health Insurance
Travel medical insurance with worldwide assistance.
Key Features
- 24/7 assistance claim line
- Quoted and issued online within minutes
Property Insurance
Coverage for movable and immovable property in Moldova.
Key Features
- Quote generated from ID number and cadastral number
At a Glance
- Founded
- 2010
- Headquarters
- Chisinau, Republic of Moldova
Category & Focus
- Category
- Distribution & Sales
- Insurance Verticals
- P&C Personal Health
- Target Customers
- Consumers
Links
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Last updated: 2026-08-08