Overview
Precuro is a claims technology provider for workers' compensation and disability insurers, offering psychometric assessment tools that evaluate psychological risk factors at first notice of loss. The company serves carriers, third-party administrators, captive managers, reinsurers, and stop-loss carriers focused on workers' compensation and disability lines.
The platform delivers Cognitive Risk Intelligence (CRI), a non-clinical assessment deployed at intake that measures cognitive response patterns predictive of claim duration and disability escalation. The tool operates without relying on medical records, diagnostic data, or protected health information, making it compliant with HIPAA and ADA requirements and avoiding protected-class variables.
Precuro's core argument is that claims with identical injuries and diagnoses can diverge significantly in cost and duration based on psychological factors -- and that measuring those factors early enables carriers and TPAs to triage more accurately, allocate resources more efficiently, and match claimants with appropriate interventions.
Products & Services
Cognitive Risk Intelligence (CRI)
A psychometric assessment deployed at first notice of loss that measures cognitive response patterns to predict claim trajectory without requiring medical or diagnostic data.
Key Features
- Day-one intake risk signal identifying escalation and long-term disability conversion risk
- Portfolio-level risk segmentation for actuarial analysis
- Intervention matching based on psychological response patterns
- Exempt from HIPAA, GINA, and ADA protected-class restrictions
Target Users: Claims adjusters, TPAs, disability case managers
Claims Portfolio Intelligence
Portfolio-level analytics for claims management and resource allocation, enabling carriers and administrators to prioritize cases based on predicted complexity and duration.
Key Features
- Aggregate risk segmentation across claims portfolios
- Reserve adequacy insights based on predicted claim durations
- Reinsurance and stop-loss analytics
Target Users: Actuaries, claims managers, underwriters at carriers and reinsurers
At a Glance
- Headquarters
- Stockholm, Sweden
- Employees
- 11-50
- Funding
- [Unknown]
Category & Focus
- Category
- Claims Technology
- Subcategories
- Claims Triage Risk Scoring Psychometric Assessment
- Insurance Verticals
- Workers Compensation Group Benefits
- Target Customers
- Carriers, TPAs, Reinsurers
Customers
- No specific customer logos or case studies are publicly available.
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Last updated: 2026-06-15