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Car Data

Automotive data and digital claims automation for European P&C insurers

Claims Technology Established Bootstrapped
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Overview

Car Data is a claims technology and automotive data platform serving P&C insurers across Europe, with a primary focus on motor insurance. The company operates as the official regional representative of DAT GmbH -- a German company with 95+ years of automotive data expertise -- covering Bulgaria, Romania, Greece, Macedonia, and Turkey.

The platform delivers a suite of B2B tools covering the full motor claims lifecycle: VIN verification and repair cost estimation (SilverDAT), mobile field assessment (weDAT), AI-powered FNOL intake and triage (FastTrackAI), end-to-end claims management (myClaim and Vendis), mobile inspection documentation (DigiNovo), and legally binding electronic signature (getInSign). Infrastructure is hosted in Germany, designed for insurers requiring GDPR, DORA, and NIS2 compliance without dependence on US cloud providers.

Through the DAT GmbH ecosystem, the platform reaches more than 200,000 European clients across 30+ countries in 24 languages. Customers include major automotive brands and regional insurance carriers such as DZI, Euroins, and Groupama. The company holds ISO 27001 and ISO 9001 certifications, along with ISAE-3402 Type II compliance.

Products & Services

SilverDAT

VIN verification, repair cost calculation, and vehicle valuation tools for insurance claims processing and underwriting decisions. Provides legally recognized automotive data used in claim settlements and policy pricing across DACH and Southeast Europe.

Key Features

  • VIN-based vehicle identification and history lookup
  • Repair cost calculation for damage assessment
  • Market valuation data for total-loss determinations

Target Users: P&C carriers, appraisers, body shops

weDAT

Mobile platform enabling field agents and appraisers to perform vehicle assessments and cost calculations on-site, with real-time data synchronization to back-office systems.

Key Features

  • Mobile-first cost calculation and vehicle assessment
  • Real-time synchronization with core claims systems
  • Field-accessible valuation and damage data

Target Users: Field adjusters, appraisers, inspection teams

FastTrackAI

AI-powered claims automation platform that handles FNOL intake, damage assessment triage, and initial claims processing. Uses natural language processing to extract claim details and pre-populate case files, reducing intake processing time.

Key Features

  • Automated FNOL intake and claim data extraction
  • AI-driven damage assessment and claims triage
  • Pre-filled case files reducing manual data entry

Target Users: Claims departments at P&C carriers

myClaim and Vendis

Comprehensive digital claims management platforms supporting the full claims lifecycle from intake through settlement. Includes damage processing workflows, approval routing, and integration with valuation tools.

Key Features

  • End-to-end claims lifecycle management
  • Damage assessment and approval workflow automation
  • Integration with SilverDAT and FastTrackAI

Target Users: Claims teams at insurance carriers

getInSign

Electronic signature solution compliant with eIDAS and local regulations (including Bulgarian ZEDEU requirements), enabling legally binding digital document execution for claims, policies, and contracts.

Key Features

  • eIDAS-compliant electronic signature
  • Supports local regulatory requirements (Bulgaria, Southeast Europe)
  • Integration with claims and policy workflows

Target Users: Insurers, agents, brokers, claimants

DigiNovo

Mobile inspection documentation tool for on-site damage and vehicle condition capture, including photo documentation and annotation capabilities for field use.

Key Features

  • Mobile photo capture and damage annotation
  • On-site vehicle condition documentation
  • Structured output for claims and underwriting records

Target Users: Field inspectors, adjusters

Lectura Valuation

Vehicle valuation tools providing market-based pricing and condition assessment data for insurance and leasing applications.

Key Features

  • Market-based vehicle pricing data
  • Condition-adjusted valuations
  • Data for claims settlements and portfolio management

Target Users: P&C carriers, leasing companies

At a Glance

Headquarters
Sofia, Bulgaria
Employees
51-200
Funding
Bootstrapped

Category & Focus

Category
Claims Technology
Subcategories
FNOL Automation Claims Management Vehicle Valuation Document Management
Insurance Verticals
P&C Personal P&C Commercial
Target Customers
Carriers, Brokers

Customers

  • BMW
  • Mercedes-Benz
  • Volvo
  • Porsche
  • DZI
  • Euroins
  • Groupama
  • Asset Insurance
  • DEKRA

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Last updated: 2026-07-31