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KONSTATEC

Auto insurance claims coordination platform for Morocco's P&C ecosystem

Claims Technology Startup Bootstrapped
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Overview

KONSTATEC is a claims technology platform for P&C auto insurers and claims ecosystem participants in Morocco. The software coordinates post-accident workflows by connecting drivers, repair workshops, towing operators, roadside assistance providers, and insurers through a shared case identifier and unified timeline.

The platform provides purpose-built interfaces for each role: a mobile app for accident declaration, an AI-powered damage assessment module, a workshop dashboard for repair networks, emergency assistance dispatch tools, and a REST API hub for insurer data integration. KONSTATEC operates as a SaaS coordination layer and does not underwrite insurance or provide direct emergency services.

The company participated in the GITEX Africa 2026 conference in Marrakech (April 2026) as part of the Morocco 300 Pitch program. No external funding rounds have been disclosed.

Products & Services

Mobile Driver App

Post-accident declaration mobile application with guided workflow for drivers, supporting photo and video capture, GPS location recording, and offline functionality with cloud synchronization.

Key Features

  • Guided accident declaration workflow
  • Photo and video evidence capture
  • GPS location recording
  • Offline mode with cloud sync

Target Users: Auto insurance policyholders

AI Damage Analysis

Computer vision module that analyzes vehicle damage from submitted images, detecting damage zones and assessing repairability.

Key Features

  • Automated damage zone detection
  • Repairability assessment
  • Image analysis pipeline

Target Users: Insurers, auto repair workshops

Garage Dashboard

Web-based interface for repair network participants to access coordinated claims with structured repair reports, media galleries, and real-time claim status tracking.

Key Features

  • Claims queue management
  • Structured repair report access
  • Media gallery per claim
  • Real-time status tracking

Target Users: Auto repair workshops

Assistance Coordination

Centralized matching and dispatch system for emergency roadside assistance providers, with integrated response management.

Key Features

  • Partner matching and dispatch
  • Response status management

Target Users: Roadside assistance providers, insurers

Towing Coordination

Real-time towing operator matching and dispatch with ETA tracking and route optimization.

Key Features

  • Real-time operator matching and dispatch
  • ETA tracking
  • Route optimization

Target Users: Towing operators, insurers

Insurer API Hub

Structured REST API integration layer enabling insurers to exchange claims data with their underwriting and claims management systems.

Key Features

  • Structured claims data transmission
  • REST API architecture
  • Integration with insurer core systems

Target Users: P&C auto insurers