Polis812

Online insurance marketplace connecting consumers and agents with leading Russian insurers

Distribution & Sales Established Bootstrapped

Overview

Polis812 is an online insurance aggregator and distribution platform serving individual consumers and professional insurance agents across Russia. The platform connects buyers with policies from 25 insurance carriers, covering auto, travel, mortgage, property, health, and business lines. Customers can compare quotes and purchase coverage in 2-5 minutes with instant electronic policy delivery.

The platform is delivered through a responsive web application and native mobile apps for consumers on iOS and Android, plus a dedicated agent app (Polis812 Agent) available on iOS, Android, Huawei AppGallery, and RuStore. The agent app gives partner agents access to the full carrier panel with commission rates up to 60% and immediate payouts. Backend integrations span 25 carrier systems, Russian payment rails including SBP (System for Instant Payments), card processing, and digital wallets, plus a Telegram chatbot for 24/7 customer support.

Since 2008, Polis812 has sold over 700,000 policies to a customer base of the same size and built a network of 7,000+ active partner agents. The company is a Skolkovo resident and ranks among the top-5 insurance aggregators in Russia. It operates on a commission-based model and has remained bootstrapped throughout its history.

Products & Services

Consumer Insurance Marketplace

Web and mobile platform allowing individuals to compare and purchase insurance policies from 25+ Russian carriers. Covers auto (OSAGO and KASKO), travel (international and domestic, including Schengen), mortgage, property, health, sports, and business lines.

Key Features

Real-time quote comparison across multiple carriers
Purchase and policy issuance in 2-5 minutes
Instant electronic policy delivery via email or app
Multiple payment methods including cards, SBP, and digital wallets

Target Users: Individual insurance buyers

Polis812 Agent

Dedicated mobile platform for professional insurance agents, travel agents, realtors, and entrepreneurs to sell insurance policies under their own business. Available on iOS, Android, Huawei AppGallery, and RuStore.

Key Features

Access to 25 insurance companies through a single interface
Commission rates up to 60% of final profit
Immediate payout processing
Quote, bind, and deliver policies on mobile

Target Users: Insurance agents, travel agents, realtors, independent entrepreneurs

Mortgage Insurance Integration

Specialized coverage workflow for mortgage borrowers integrated with Kvateka.ru (a mortgage portal), supporting property and life coverage requirements for borrowers.

Key Features

Integrated with mortgage portal Kvateka.ru
Coverage for property and life mortgage requirements
Seamless application tied to loan documentation

Target Users: Mortgage borrowers, banks, realtors

At a Glance

Founded: 2008
Headquarters: Saint Petersburg, Russia
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Distribution & Sales
Subcategories: Insurance Marketplace Quote Comparison Agent Platform Digital Distribution
Insurance Verticals: P&C Personal Health Specialty/E&S
Target Customers: Consumers, Agents/Agencies