Plutas Analytics
Parametric insurance and climate risk intelligence for insurers and financial institutions.
Overview
Plutas Analytics is a parametric insurance and climate risk intelligence platform provider serving insurers, financial institutions, and rural lenders in India. Founded in 2024 and based in Hyderabad, the company develops AI-powered tools that enable carriers and non-banking financial companies (NBFCs) to deploy parametric climate cover and integrate climate risk data into underwriting and credit decisions.
The company offers three SaaS products: Plutas Insure, a parametric insurance platform for extreme weather coverage; Plutas Foresight, a climate risk intelligence tool with GIS-based hazard mapping and scenario modeling; and Plutas CredShield, a climate-adjusted credit scoring engine for microfinance and rural lenders. The platform integrates PIN-code level hazard data to support automated claims processing and faster underwriting.
Plutas is bootstrapped and operates in the early-stage parametric insurance space within APAC. The company targets a segment where climate-related income loss affects small businesses and agricultural borrowers, positioning its tools to reduce time-to-market for parametric insurance products from quarters to weeks.
Products & Services
Plutas Insure
An AI-driven parametric insurance platform that protects businesses and individuals against extreme weather events including floods, heatwaves, and cyclones.
Key Features
- Extreme weather risk assessment and parametric pricing
- Automated claims settlement within 24 hours of trigger event
- Real-time climate risk management dashboard
Target Users: Insurers, MGAs, and financial institutions offering climate-risk coverage
Plutas Foresight
An AI and GIS-powered climate risk intelligence platform delivering hyperlocal hazard mapping, scenario modeling, and loss projections.
Key Features
- Hyperlocal hazard mapping at PIN-code level
- Climate scenario modeling and loss projection
- Designed for infrastructure operators and institutional risk managers
Target Users: Insurers, infrastructure operators, and financial institutions
Plutas CredShield
A climate-adjusted credit scoring engine that incorporates PIN-code level hazard data alongside financial profiling for borrowers in climate-exposed regions.
Key Features
- Integrates climate hazard exposure into credit risk assessment
- Supports NBFCs and rural lenders in India
- PIN-code level granularity for localized risk pricing
Target Users: NBFCs, rural lenders, and microfinance institutions
At a Glance
- Founded
- 2024
- Headquarters
- Hyderabad, India
- Employees
- 1-10
- Funding
- Bootstrapped
Category & Focus
- Category
- Specialty Solutions
- Subcategories
- Parametric Insurance Climate Risk Analytics Credit Scoring
- Insurance Verticals
- Specialty/E&S P&C Commercial
- Target Customers
- Carriers, MGAs/MGUs, NBFCs
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Last updated: 2026-06-08