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Platine Assurances

Digital insurance brokerage and online comparator for individuals and businesses in Senegal.

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Overview

Platine Assurances is a digital insurance brokerage and online comparator serving individuals and businesses in Senegal. The company lets customers compare quotes from more than 15 partner insurers and buy a policy online, positioning itself as an alternative to visiting a physical insurance office.

Platine Assurances is based in Dakar, with secondary offices in Marseille and Manosque, France. It distributes personal lines including auto, home, travel, family health, personal accident, boat civil liability, and life insurance, alongside commercial lines such as auto fleet management, professional multirisk, professional civil liability, group health, technical risks, bonding, and maritime transport coverage. Beyond distribution, the brokerage handles contract audits, claims declaration and follow-up, public-tender assistance, and indemnification advocacy for clients.

The company's auto insurance comparator uses OCR scanning of a driver's registration card to pre-fill quote forms and issues a digital attestation with a QR code after purchase. A companion mobile app, Platine Auto, extends the comparator and purchase flow to iOS and Android, adding claim declaration and payment through the regional mobile-money services Wave and Orange Money.

Products & Services

Auto Insurance Comparator

Online comparator for auto insurance quotes from partner insurers, with OCR document scanning that pre-fills quote forms from a driver's registration card and issues a digital attestation immediately after purchase.

Key Features

  • Real-time quote comparison across 15+ partner insurers, including Allianz, AXA, NSIA, and Sunu
  • OCR pre-fill of quote forms from a driver's registration card
  • Digital attestation with QR code issued immediately after purchase

Platine Auto (Mobile App)

iOS and Android app that extends the auto comparator and purchase flow to mobile devices.

Key Features

  • 24/7 account access
  • Claim declaration from the app
  • Payment via Wave and Orange Money mobile-money services

Personal Lines

Individual insurance products covering vehicles, homes, travel, health, and life.

Key Features

  • Auto insurance
  • Home insurance (multirisque habitation)
  • Travel assistance
  • Family health insurance
  • Personal accident coverage
  • Boat civil liability (RC Plaisance)
  • Life insurance

Commercial Lines

Insurance products for businesses, covering fleets, liability, and specialty risks.

Key Features

  • Auto fleet management
  • Professional multirisk coverage
  • Professional civil liability
  • Comprehensive damage coverage
  • Group health insurance
  • Technical risks coverage
  • Bonding (cautionnement)
  • Maritime transport insurance

Claims & Advisory Services

Support services beyond policy distribution, including claims handling and contract review.

Key Features

  • Claims declaration and follow-up portal
  • Contract audits
  • Public-tender (public-bid) assistance
  • Indemnification advocacy on behalf of policyholders