Overview
Owen is an embedded insurance distribution platform for fintech companies and digital service providers across Europe. The company provides API-based infrastructure that allows partners to add multi-product insurance coverage to their existing digital workflows without building insurance operations internally.
The platform delivers REST APIs combined with a partner-facing dashboard, covering the full insurance policy lifecycle from quoting and binding through policy management, claims processing, and customer support. Owen operates as a licensed insurance brokerage (ORIAS registration #19005949) and handles regulatory compliance across France, Italy, Germany, the UK, Spain, and Portugal.
Founded in 2022 and based in the Paris region, Owen serves 18 or more active partners across 12 countries. Documented partner outcomes include a 3x improvement in embedded insurance conversion rates for Younited and more than 40,000 insured premium accounts added for GreenGot. The company raised EUR 1.5M in Series A funding in April 2025.
Products & Services
Embedded Insurance API
A REST API suite for fintech platforms and digital service companies to integrate insurance products into customer-facing workflows and e-commerce experiences.
Key Features
- Fully documented REST APIs for embedding insurance into digital user journeys
- Multi-product, multi-country insurance configuration and coverage management
- Revenue sharing and partner monetization configuration
- Regulatory compliance management for European markets (ORIAS)
- Policy management, claims workflow, and customer support tooling
Target Users: Fintech platforms, digital SaaS providers, e-commerce operators
Partner Dashboard
An operational interface for partners to manage their embedded insurance programs, monitor performance, and handle day-to-day operations.
Key Features
- Campaign performance analytics and reporting
- Policy administration and oversight
- Real-time claims and customer support workflow management
Target Users: Partner operations and account teams
At a Glance
- Founded
- 2022
- Headquarters
- Soisy-sur-Seine, France
- Employees
- 11-50
- Funding
- Series A
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Embedded insurance API-based insurance distribution
- Insurance Verticals
- P&C Personal P&C Commercial Life & Annuity
- Target Customers
- Carriers, Brokers
Customers
- Younited -- 3x embedded insurance conversion rate improvement
- GreenGot -- 40,000+ insured premium accounts added
- Swan -- 47% uplift in perceived card value
- Helios -- 20,000+ insured premium accounts added
- Green-Nation -- 10,000+ insured premium accounts added
- Bridge -- insurance quote time reduced to under 2 minutes for professional coverage
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Last updated: 2026-07-04